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Asking for help: calculation method of employee pension in Jiangsu enterprises (Huaian)
Huai 'an pension plan and payment method: the insured who meets the policy requirements will be paid a basic pension by the social insurance agency on a monthly basis from the month after the retirement time is approved by the administrative department of labor security. The basic pension consists of basic pension and personal account pension: the basic pension is based on the average monthly salary of employees in the whole province in the previous year when I retire and the average monthly salary of my indexed contribution, and is paid to 1% every full year (the number of payment months less than 1 year is converted into years); Personal account pension is determined by dividing the accumulated storage amount of my personal account by the number of months. The standard for calculating the number of months shall be implemented in accordance with state regulations. The indexed monthly average payment salary of the insured refers to the average monthly salary of employees in the whole province multiplied by its average payment salary index when the insured retires. The average wage index of the insured refers to the average wage index of the insured from 1992 1 to the last year. The wage index of the insured in a certain year refers to the ratio of the amount of wages paid in that year to the average wage of employees in the whole province in that year. For example, the payment wage index of the insured in a certain year refers to the ratio of the payment wage of the insured in that year to the average wage of the employees in the province in that year. If worker Wang takes the average salary of workers in the whole province as the payment base, then his payment wage index is 1. If he pays at a lower base (60% of the average salary of employees in the province), then his contribution wage index is 0.6. If you use the upper limit (300% of the average salary of employees in the province). If Wang paid from 65438+65438+1 in 0992 to 1 in October until he retired last year, the corresponding average payment wage indices are 1, 0.6, and 3 respectively, and the indexed monthly average payment wage is1times of the average monthly salary of employees in the whole province at the time of retirement. Assuming that the average monthly salary in that year is 2000 yuan, and the average indexed monthly payment salary is 2000 yuan, 1.200 yuan and 6000 yuan, and assuming that Wang's payment period is 30 years, his basic pensions are 600 yuan (2000 yuan× 30%), 360 yuan (1.200 yuan× 30%) and 600 yuan respectively. Personal account pension is relatively simple. The accumulated principal and interest of my personal account for basic old-age insurance can be known by the insured with the social security card to the bank. According to the new standard, if an employee retires at the age of 40, it will be 233, and retirement at the age of 50 will be 195, 139, and retirement at the age of 70 will be counted. (See attached table) Assuming that Wang goes to the bank to check the amount in his personal account is 60,000 yuan and retires normally at the age of 60, the personal account pension is 43 1.6 yuan (60,000 yuan/139). Pension treatment = basic pension+personal account pension, and the results obtained by adding them are 103 1.6 yuan, 79 1.6 yuan and 223 1.6 yuan respectively.
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