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Tibet social security inquiry personal account
Benefits of paying social insurance:
1, users can receive a certain living security fee every month after retirement;
2. Drugs purchased in pharmacies can be paid by social security cards, and expenses can be reimbursed when there is a major illness that requires hospitalization observation;
3. If an accident occurs during working hours or due to work reasons, compensation can be made;
4. Women have compensation allowance during childbirth, and all expenses incurred during childbirth are reimbursed.
Social security has the following characteristics:
1, protecting the rights and interests of workers, their relatives and employers;
2. The scope of protection only lies in the personal safety of workers caused by labor;
3. Mandatory, which can not be ignored by both workers and employers;
4. The purpose is to maintain the renewable and recyclable utilization of social labor resources;
5. The funds come from government policy support and contributions from personnel units and individuals.
The collection methods of social insurance premiums are as follows:
1, proportional insurance system. This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation. The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, thus leading to an increase in unemployment;
2. Equal insurance premium system. That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be widely implemented. Moreover, countries that collect insurance premiums in this way generally adopt an equal share system when paying, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.
laws and regulations
People's Republic of China (PRC) social insurance law
Article 41 Where an employee's employer fails to pay work-related injury insurance premiums according to law, and a work-related injury accident occurs, the employer shall pay work-related injury insurance benefits. If the employer does not pay, it shall pay in advance from the industrial injury insurance fund.
The industrial injury insurance benefits paid in advance from the industrial injury insurance fund shall be repaid by the employer. If the employer fails to repay, the social insurance agency may recover the compensation in accordance with the provisions of Article 63 of this Law.
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