Remind me what it means that the bank card bound by WeChat exceeds the accumulated payment amount of the bank?

Bank card online banking payment has a daily limit for each payment. If the limit is exceeded, you will be prompted that the bound bank card exceeds the accumulated payment amount of the bank.

Wechat transfer is free. If the limit is exceeded, you can change the bank to pay, or try the operation again the next day.

Log in to online banking or go to the bank counter to increase the daily online banking limit. If some banks also have a monthly supply limit, the monthly supply limit needs to be raised. If the monthly cumulative limit of bank card online banking is exceeded, WeChat will also give an excess prompt.

Extended data

1. The bank cards and debit cards bound by WeChat are: Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank and Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards of the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank, China Guangfa Bank, Ping An Bank, Industrial Bank and Minsheng Bank.

2. The payment limit of each bank may be different. If the daily limit of the bank card is less than 6,543,800 yuan, the red envelope payment limit shall be subject to the bank limit. If the single-day limit exceeds 6,543,800 yuan, the red envelope payment limit is still 6,543,800 yuan.

3. The single-day payment amount of the bank card unbound by WeChat is 1 1,000 yuan, and the single-month payment amount is 1 1,000 yuan. If you don't use change to pay in the current month, you can issue a single red envelope 1000 yuan per day and 1000 yuan per month. If the limit is exceeded, you need to add a bank card to complete the payment.

4. In the case that WeChat is bound to a bank card, the limit of a single red envelope is 200 yuan (including ordinary red envelopes and lucky red envelopes), and at most 100 red envelopes can be sent at a time. If you need to send friends red envelopes above 200 yuan, you need to send them several times.

Baidu encyclopedia-wechat payment