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China Construction Bank fast loan application conditions
Now, online lending has become a very important loan model. In this context, major commercial banks have also developed their own online loan products. CCB Express Loan is an online loan product of CCB. So, how to apply for a quick loan from CCB? Today, I will introduce you to the application process of thick wallet.
I. Application Process
CCB Express Loan can be applied through CCB Mobile APP. The general APP→lication process for quick loan of CCB is as follows: install the mobile app of CCB → log in to your own mobile bank of CCB → check whether there is a credit line of CCB → apply for a loan if there is a credit line.
Second, the application steps
1. Install the mobile APP of CCB on the mobile phone, and click the navigation on the top left;
2. In the pop-up window on the left, select "Click Login" above;
Everyone needs to log in through their own CCB mobile banking. If there is no CCB mobile banking, you need to open one first (you can directly open CCB mobile banking with other bank accounts);
4. After logging in to your own CCB mobile banking, everyone needs to return to the home page and click "Quick Loan";
5. If you have the fast loan quota of CCB, you can directly apply for withdrawal.
Third, special tips
If there is no quick loan line of CCB, you need to handle deposits, wealth management and loans. Increase your credit at CCB.
The above describes how to apply for a quick loan from CCB, hoping to help everyone.
China Construction Bank fast loan application conditions
1. Require CCB individual customers with good credit;
2. I have done business in CCB (such as saving money, purchasing wealth management, national debt, funds, etc.). , loans, wages);
3. It is possible to get a quota for handling the above business, and the more business you handle, the higher the quota.
CCB's fast loans are divided into fast e-loans, financial e-loans, pledge loans, car e-loans, and Wo e-loans. You can apply for the corresponding loan at the online banking/mobile banking client according to your own needs.
China Construction Bank fast loan application conditions are as follows:
1. Old customers who have done business in CCB: for example, customers with personal financial assets (deposits, funds, wealth management products, national debt, etc.). People who have handled mortgage housing loans or car loans in CCB and whose wages are paid by CCB.
2. The applicant is between 22 and 60 years old and has full capacity for civil conduct.
Three, is a resident of Chinese mainland, can provide valid identity documents.
4. The applicant's personal credit status is good, and there is no record of overdue repayment, and there is no record of bad customers in China Construction Bank.
Five, the applicant has a stable job and income, the ability to repay the principal and interest of the loan on time, can provide proof of work, proof of income, bank running water, etc.
6. Have your own savings account in CCB or a credit card account in CCB at the same time.
Seven, the applicant should be able to provide a clear and consistent loan purposes.
Meet the above conditions, you can apply for a quick loan in China Construction Bank, and get the corresponding loan amount.
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What are the application conditions for CCB's fast loan?
CCB personal "fast credit loan" loan application conditions are:
1. The age is between 22 and 60 (inclusive);
2. Good credit status;
3 Chinese mainland residents (excluding Hong Kong, Macao and Taiwan);
4. Holding personal financial assets such as CCB deposits and wealth management products, or having outstanding CCB personal housing loans.
(In case of business changes, please refer to the actual situation. )
What are the requirements for CCB's fast loan?
The application conditions of CCB's fast loan include the following four aspects:
1. Customers with financial assets in CCB
The financial assets owned by CCB include deposits, wealth management products, national debt and other assets that can prove the applicant's financial resources. All these can reduce the risk of borrowers.
2. CCB housing loan customers
If you have applied for a mortgage loan in CCB, you can also apply for a quick loan from CCB.
3. CCB private banking customers
CCB private banking customers have certain standards. Please contact 95533 for details.
4. Other customers.
Specific steps for mobile phone and online banking to apply for quick loan:
Steps for handling fast mobile phone loans:
1. Log in to mobile banking → click the "Quick Loan" icon → click "Apply".
2. Enter the application amount → enter the SMS receiving verification code for confirmation → Success.
Processing steps of online banking quick loan:
1. Log in to online banking → Select personal loan → I want quick loan → Quick e loan → Click Apply Now.
2. Fill in the application amount and click "Submit for Approval".
3. Confirm the application information → insert the screen silver shield to verify the secret.
4. The application was successful.
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