How to distinguish the dunning notice of CITIC Bank

Users can identify the reminder notice of CITIC Bank in many ways. Each bank's dunning notice will have its own specific standards. Users only need to find the format of the dunning notice of CITIC Bank, and they can initially identify it. Users can also consult the customer service staff of CITIC Bank by telephone or other means. To identify the dunning notice of CITIC Bank. Users should consider whether they have defaulted on loans at CITIC Bank when receiving the dunning notice from CITIC Bank. If so, users need to pay off as soon as possible.

I. The meaning of the logo of CITIC Bank

Brand interpretation: honesty, honor and steady development. Logo comes from India, the first metaphor of Chinese seal. As a symbol of honesty, it was called the seal of China in ancient times, a symbol of power and honor, a profound crystallization of China's culture for thousands of years, and a reflection of the wisdom and active pursuit of the people of China. The main color of India is red, and red also represents the rise, growth and development. At present, CITIC Bank is exempt from annual fees and small account management fees.

Second, the consequences of credit card repayment in loans overdue

If the loan is not fully paid off on the previous repayment date, the next statement will generate revolving credit interest, which needs to be calculated from the date when the consumption is recorded. The full penalty interest means that even if the customer repays a part, the repayment part will not be deducted when calculating the penalty interest, and the interest expense is usually calculated at five ten thousandths of the daily interest. In addition, some banks stipulate that interest shall be calculated on a daily basis within 15 days, and on 10000 days after 15 days, and on 15000 days if the overdraft exceeds the specified limit. The longer the default time, the higher the penalty interest.

To sum up, the dunning notice of CITIC Bank is a letter informing users that loans overdue has not returned it. Therefore, users should repay their loans within the repayment date, so as not to affect their credit records due to overdue repayment. At the same time, users should fully consider their repayment ability before borrowing money, so as to repay on time.