I used the credit card of Bank of Communications. I have paid the minimum repayment, and my available amount is still 0. He also texted that he owed money. What happened?

According to the photo, your minimum repayment amount is not enough, and you are still short of more than 300 yuan. If it was just returned, it may not have arrived yet. If it's still like this after two days, it means that the minimum repayment amount is not enough, and you send a message saying that you owe money. It is recommended to pay the minimum amount quickly.