How many days overdue will Flash Silver Nano Loan bomb your address book?

Generally speaking, serious consequences will occur if the loan is overdue for three days. If the loan is not repaid, it may be included in the central bank's credit reporting system.

Severe overdue fees will face the following risks:

1: Bear high overdue fees

For overdue fees, different online loan platforms have different names and charging standards. different. Whether it’s called overdue penalty interest, overdue management, or other various names, the charging standards are very high.

2: Accept the platform’s fancy collections

Collection collections are generally divided into three stages. In the first stage, just a few days overdue, the platform customer service MM whispers, warm reminders, and informs You are already overdue, please repay on time. In the second stage, if you are overdue for a long time, the platform customer service will give a serious warning and threaten to face serious consequences if you do not overdue again. In the third stage, if you are overdue for a long time, the platform will no longer be able to persuade you. Take practical action.

3: The People’s Bank of China’s credit reporting system is tainted

Currently, most online lending platforms have not yet connected to the People’s Bank of China’s credit reporting system, but access to the People’s Bank of China’s credit reporting system has become an inevitable trend. In the future, overdue loans on online loan platforms will be recorded in the People's Bank of China's credit reporting system just like overdue bank loans and credit cards, causing credit stains.

If the previous consequences were just a loss of face, then the stain on the credit report will affect real life. If you want to buy a house, you will not be able to get a loan, if you want to buy a car, you will not be able to get a mortgage, etc.