Will Ant Borrowers come to your door if it is overdue?

1. No, after Huabei and Jiebei are overdue, Ant Financial will generally not send people directly to investigate, because the limit of Ant Jiebei is generally relatively low, at most a few thousand yuan. It ranges from 10,000 yuan to 10,000 yuan, and Alipay has other restrictions to encourage users to repay. It mainly urges customers to repay by sending messages and making phone calls. If the customer cannot be contacted, the emergency contact may be contacted based on the information provided when the customer opened a registered account and submitted a loan application to inquire about the customer's current situation and achieve the purpose of reminder. Some users said that Ant Borrowing has been overdue for a long time. In the later stage, there may be calls for collection, and even contact family and friends in the address book. It may be that a third-party collection company is authorized. In short, it is correct to repay as soon as possible.

2. If the customer is overdue for too long and the amount owed is relatively large, and Ant Financial has not responded to multiple reminders, there is still the possibility of filing a lawsuit in court through legal channels. To get the customer to repay the loan (generally, if it is overdue for more than three months, you have the right to sue, but because litigation requires a lot of time and energy, it is not easy to sue). Therefore, even if the borrower fails to repay the loan, Alipay will not sue or come to collect money. The higher possibility is that the account will be closed to punish the borrower.

3. Once the loan is overdue, it will affect your personal credit report. If you apply for a credit card or loan later, the review agency will see this overdue record when checking your credit report. If you are not sure about your credit status, just search: Sky Data, find this WeChat applet, pull out your online loan debt details and overdue credit status, and make a repayment plan based on your situation.