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Is there any charge for credit card SMS reminders?
This SMS reminder service may not always be charged.
The triggering amount of SMS notifications for Shanghai Pudong Development Bank’s credit card transaction reminders has been adjusted to 500 yuan. In other words, Pudong Development Bank credit cards will send free text messages to customers for purchases of more than 500 yuan. In the past, some card types triggered consumption text message reminders when spending more than 200 yuan. For some card types, users can set their own settings. Now all thresholds are set at 500 yuan. . Users can also pay 4 yuan per month to purchase SMS notification service.
CITIC Bank will only send SMS reminders for free if you spend more than 200 yuan in a single transaction; China Merchants Bank’s free SMS reminder consumption threshold is 300 yuan. Starting from August 1, 2016, ICBC will no longer send reminder text messages for changes in the credit card RMB transaction amount of 300 yuan or less, and will instead send information through the mobile app Rong eLian.
Extended information:
Major banks may have SMS-free reminder service plans or discounts for specific customers. At the same time, if you want your balance to change in real time and receive real-time reminders without incurring any fees, you can also try other alternatives. For example, by opening mobile banking, you can not only check your balance anytime and anywhere, but also enjoy other quick functions on the App to improve efficiency;
Users can also follow Bank of Communications WeChat Banking and bind relevant accounts, then each transaction Balance changes will be sent to the user's mobile phone in the form of WeChat, and payment transactions such as consumption, transfer, withdrawal, and withholding will be reminded.
Xinhuanet-Credit card SMS reminder consumption threshold is rising, which is called cost reduction in the industry
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