What is the platform for sending short messages by stages?

Short messages of consumption installment are usually sent by financial institutions or e-commerce platforms that provide installment services. These short messages may come from banks, consumer finance companies, etc. , may also come from JD.COM, Taobao and other e-commerce platforms. When consumers choose to use installment services, such as the flower buds of Ant Financial, the white bars of Jingdong Finance or the installment payment of China Merchants Bank, they will receive SMS reminders containing information such as purchase amount and repayment date to help consumers manage installment consumption and ensure timely repayment. In addition, telecom operators and third-party SMS service providers may also participate in the sending process of consumer installment SMS. These service providers usually cooperate with many financial institutions to provide short message services. Financial institutions can provide information related to the consumption stage to the third-party short message service providers, who are responsible for sending short messages to users. This method is flexible and convenient, and can help financial institutions send short messages to users quickly and accurately.