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National day loan online loan
Personal advice:
First of all, I don't recommend users to apply for online loans. This truth is actually very simple. There are many routines for online lending, and the annualized interest rate is very high. Users can apply for formal bank loans and get cash through formal channels unless they have to. At the same time, because most online loan products on the market are informal and there are various recommended routines, it will lead to the disclosure of users' personal information, and users may also cause unnecessary trouble because of information online loan products.
At the same time, users must develop good credit habits. Applying for online loan products can't help users solve problems, which leads to a growing funding gap for users and a very bad personal credit for users. Most online lending products only lend money on working days, and the lending time is not fixed. Users must make various arrangements in advance.
Beware of the online loan trap:
1. Criminals use SMS, Internet and other platforms to release loan processing information. When the victims use their mobile phones to make online loans, they take advantage of the victim's psychology of being in urgent need of loans, and pay the unfreezing fee, extension fee, deposit and membership fee in advance to achieve the purpose of cheating.
2. The criminals get in touch with the victim through the information left by him during his previous online shopping, fabricate the goods that his online shopping has quality problems and need a refund, and send the QR code to the victim to log on to the webpage to apply for a refund. After the victim fills in personal identity information, bank account information and verification code on the webpage, the criminals withdraw money from the victim's bank card.
Prevent the use of online loans to be deceived:
Before 1. online lending, collecting money for any reason (account unfreezing fee, extension fee, deposit, commercial insurance fee, etc.) is fraud. )!
2. After receiving a short message containing a URL link and a callback, don't trust the click, beware of pseudo base station short message fraud!
3. Don't easily click on the network link and QR code sent by strangers!
4. Online shopping, customer service called to say that the refund is fraud!
5.96 1 10 is an early warning and dissuasion phone. Please answer this phone!
6. If you are deceived, you should keep good evidence, stop loss in time and call the police in time!
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