Does the payment have to go into the supervision account?

The purchase price must be entered into the supervision account. According to the regulations, all house payments are made in various forms, such as down payment (including down payment and subscription payment). ), down payment, mortgage loan and installment payment should be directly credited to the supervision account.

Buyers can choose three ways to pay the purchase price: direct payment through the temporary outlets set up by the supervision bank in the sales department; Pay money at any business outlet of the supervision bank (within the administrative area of Xi); Transfer money through ATM, mobile banking, etc.

After the intention is registered and verified, the buyer will receive a short message prompting the supervision of pre-sale funds, reminding the buyer to deposit the purchase price into the supervision account; After choosing a house, the buyer can receive a short message containing information such as the supervision bank, supervision account and deposit number; After depositing any purchase money, the buyer can also receive SMS reminders, and the funds are recorded, and the fund supervision process is clear at a glance.

Whose account is the supervision account of housing funds in?

The fund supervision account is a special bank account and does not belong to both parties to the transaction. If the transaction is successful, the bank will purchase the house payment from the seller's bank account, and if the transaction fails, it will be returned to the buyer. Moreover, fund supervision is free, which is only a guarantee for trading funds.

The role of fund supervision

Customer: Through the supervision of transaction funds and the process of unfreezing after transfer, the risks such as malicious fraud by the owner and non-cooperation between the two parties after transfer of funds are avoided, and the transaction security is effectively guaranteed.

For the owners: first, through the supervision of funds, ensure the safety of transactions, eliminate customer concerns, and promote the smooth progress of transactions; Second, transfer the transaction funds to the escrow account in advance to ensure that customers have enough funds to buy houses, avoid the risk of customers interrupting transactions, and protect the legitimate interests of owners.