What is the reason why the loan can't be opened? Information of

Sorry, the application was not approved.

There may be many reasons for the failure of loan application, such as poor personal credit information. When the loan is opened, the system will query the user's credit information. If the credit is not good, the application cannot be opened at this time. I can't open it in a short time at this time. After all, bad credit information cannot be changed.

If the loan application fails, there may be something wrong with the Alipay account. There is no way to open a loan account without real-name authentication. At this time, you can supplement the corresponding materials, such as personal identity card information, work information, social security, driver's license and so on. , can increase the chance of opening.

If the loan application fails, it may be that sesame's credit score is too low. When the loan is opened, the sesame credit score should be above 600. When the sesame credit score is too low, users can increase the frequency of using Alipay, so that the sesame credit score will be improved after a period of time, and then the application will be passed.

The loan amount may not be too high when it is first opened, but with the continuous use of users, the amount that can be loaned will continue to increase. However, users need to repay on time after borrowing, and there should be no overdue repayment. If it is overdue in the use process, the loan will generate a penalty interest, which will affect personal credit information.

Why can't I open it?

The reason why the loan can't be opened may be:

1. Your sesame credit score is not enough. Users need to score more than 600 points to open loans. If this condition is not met, it is impossible to open a loan.

2. Alipay's account has not completed real-name authentication;

3. The user's Alipay account status is normal or has been appealed;

4. My real-name authentication is not bound with my mobile phone number.

5. In addition, the opening of the loan will also comprehensively evaluate the applicant's situation from the aspects of credibility, repayment ability and fund use.

1. What are the methods for compulsory loan opening?

1. Users can use Alipay more for offline consumption and daily consumption, and increase the traffic of Alipay.

2. Users can improve their resumes, such as provident fund and academic qualifications.

3. Users can purchase Alipay's wealth management products, such as transferring deposits to Yu 'ebao.

4. If the user has a flower bed, it can be used for consumption in stages and repayment on time.

Second, take the initiative to apply for ant borrowing steps:

First of all, we need to open an ant loan through the online merchant bank and find the online merchant bank through the "Alipay-My" page in Alipay APP. Click on the view below, and a download now will appear. Click to download and install the online merchant banking APP immediately.

Open the online merchant bank APP, register an account or log in with Alipay account. Generally, Alipay account login is relatively simple, and you don't need to fill in some information.

After logging in successfully, we can see that there is a "loan" button in the middle of the page. Click to enter. After clicking "Loan", you will automatically enter the Ant Borrowing page, and the page will display your loan amount.

Third, what are the conditions for opening and hiding?

Opening and hiding have the following conditions:

1, real-name authentication.

2. The account is in a normal state and has not been prosecuted.

3. A valid mobile phone number is bound.

4. The higher the sesame reputation score, the better.

Not everyone is qualified to open a loan, and only users who meet the above conditions can open it.

Fourth, the national recognition 10 online lending platform:

At present, the more reliable online lending platforms are: Pleasant Loan, Auction Loan, Jin Lu Service, Renren Loan, Yiyin.com, Kaixinjinfu.com, Microfinance.com, Qunar.com, Dianrong.com, Phoenix Finance, Youyi.com, Loan.com Group, Pterosaur Loan, Sack Finance, Hairongyi, Building Block, Love Money, Credit Union, You and Me Loan, etc.

Operating environment: Alipay 10.2.36.8000

Excuse me, what is the reason why I can't open a loan?

You need certain conditions to open a loan. If it can't be opened, it may be for the following reasons:

1, there is no real-name authentication in Alipay;

2. Alipay is not active enough, and the sesame credit score is lower than 600;

3. The credit conditions are not up to standard and the user information is not perfect.

In addition, the opening of online loans does not affect the opening of ant borrowing. As long as your personal credit conditions on Alipay are good enough, you can open a loan.

For more information about why I can't open a loan, please visit: See More.