Will CCB inform you if it reduces the credit limit or closes the card?

Generally, CCB will notify you by SMS.

There are three ways to reduce the credit card limit of CCB:

1, credit cards are often overdue, and credit cards are overdue. Imagine that if you keep owing money and don't pay it back, the bank will definitely not dare to lend so much money, which is the easiest for the bank to reduce the quota.

2. The account is abnormal and is suspected of malicious cashing. If there are a large number of credit card transactions in a certain period of time and the types are particularly concentrated, it is easy for banks to suspect that they are cashing out. This situation belongs to account abnormality, and account abnormality also includes card theft and so on.

3. If the credit card construction is useless for more than 5 months, it is easy to be downgraded by the bank. Credit cards that have not been used for a long time have serious security problems. For this kind of sleep card, lowering the quota is also beneficial. Once there is a stolen brush, the loss will not be so serious.