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What envelope is the overdue dunning notice sent by JD.COM Baitiao? Will you write the words white dunning or lawyer's letter

After the overdue period, in order to better remind users of the arrears and timely repayment, JD.COM will collect the payables from users by letter, SMS, email, telephone, door-to-door or judicial channels.

As a consumer credit payment product released by JD.COM, JD.COM IOUs can provide users with convenient shopping services.

. Users can meet their shopping needs first, and then pay. If the user does not have enough ability to pay off the overdraft debt at one time, he can choose the function of installment, and the longest repayment time can reach 24 installments. In addition, JD.COM IOUs have a minimum repayment amount on the specific repayment date of each month, and the execution interest rate is even lower than that of credit cards.