What are the consequences of raising money for the same trip?

Tongcheng Qianyou is an online loan product under Tongcheng. Lenders are China Construction Bank and Shanghai Bank. There is an online lending platform where banks participate in lending. I will definitely check the credit information before the loan. If there is overdue and malicious failure, it will also be a credit investigation at the meeting, leaving a bad record on the credit investigation. You can't delay the repayment of the money withdrawal tour in the same journey. The overdue interest is calculated on a daily basis, and the penalty interest is about 2 times of the normal interest. The longer you wait, the higher the interest will be, which will increase the pressure on yourself. After the deadline, it will affect the user's credit score on the withdrawal tour. Even if it is paid off after the deadline, it will reduce your refinancing quota. If you don't repay maliciously, you may not be able to borrow money on the platform in the future.

If the overdue time is too long, the toll will be charged. After all, online lending platforms are not charitable, and they also need to make profits. What is lost is their interests. Therefore, we will take certain collection methods, call you to send messages, or call the emergency contact person you filled in when you borrowed money, which will cause certain troubles to your friend's life. If the amount is too large and malicious, legal measures will be taken to collect it and bring a lawsuit directly to the court.

In today's society, no matter what you do, you need honesty. Credit information is related to all aspects of our lives. If your credit record is overdue, you can't apply for loans in banks or other lending institutions in the future. Even if you apply for a mortgage, your car loan will be rejected. At present, some companies need to read personal credit reports when applying for jobs or renting houses. If your credit is not good, it will affect most things in your life. Being included in the list of dishonesty, even transportation such as plane tickets can't buy tickets, so credit investigation is very important. Since the loan has been made, there can be no overdue behavior.