The IOU has expired for 25 days. Is it true that I received a text message from the court?

Fake. It is false to receive a short message from the court when the debt is overdue for 25 days. If it is less than a month, no lawsuit will be filed. Generally, after overdue, the dunner will use various methods to collect the debtor, with the ultimate goal of making the debtor repay.

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1.“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and arbitrary installment", and has quickly become an industry model, laying the foundation for Jingdong Finance as a leading brand in the consumer finance industry. In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data.

2. Users can enjoy the service of using first, paying later and shopping by stages in JD.COM Mall for up to 24 periods. Bills can also be repaid in installments, with the lowest repayment rate and execution rate lower than that of bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users. Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

Thirdly, the service scene of JD.COM Baitiao has been gradually extended, with nearly 10 million merchants online and offline, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment. 2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.