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What should I do if I forget to repay the loan from Shanghai Bank?
According to the statement given by the bank staff, before each deduction, the bank will send a text message to remind customers to repay (please change the phone number carefully). If you miss the repayment period, just make it up directly. Occasionally, it will have no impact, but it must not cross the next repayment date (that is, it cannot cross the month). However, if you don't pay off after the next repayment date, three times in a row or five times in total, it will affect your five-year credit record, that is, you can't borrow money from any credit institution during this five-year period.
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