What online loans are used for credit reporting?

The online lending platforms of Shangxin Credit Information are:

First, the main body of Tencent's micro-loan lending is Weizhong Bank. These loans are all on credit investigation. No matter how many loans are borrowed, they will only be reflected as a record in credit investigation. Settled, unsettled and overdue will be recorded.

The second is Ali's flowers and borrowings. Ali's small loan company is connected to the central bank's credit information system. At present, after the upgrade of the flower garden service, the meeting is full of credit information.

Three. JD.COM Baitiao has been connected to the central bank's credit information system, and will be credited after 20 1803 15. JD.COM IOUs are accessing credit information, and the specific consumption details of IOUs will not be reflected in the credit information report. JD.COM IOUs will not reflect every consumption in the letter, but will update the liabilities monthly according to the bill. The reporting entity is "Chongqing Liangjiang New Area Shengji Microfinance Co., Ltd.", and the reporting business type is: personal consumption loan.

Fourth, Suning Financial's "willful payment" reported every credit record to the credit report, even if you bought a pack of toilet paper with willful payment, it would be recorded. Be careful, don't use it too often, or your "credit information will be spent". Next time you apply for a loan from the bank, it will be a negative evaluation. For some financial institutions with strict audit, seeing so many records may think that your financial situation is not good, which will affect your future loan application.

At present, Suning has updated the reporting rules and reported it once a month.

Verb (abbreviation of verb) Lacarra Easy Installment is the installment loan credit service launched by Lacarra for its high-quality credit users. You can fill in and submit the application information online. After the application is successfully accepted, Lacarra will evaluate and review the application materials, and then lend money to your designated savings card, with the amount ranging from 1000 to 50000.

Lacarra not only checks the newspaper, but also collects credit information. On the one hand, accessing koala credit score in credit products can be used as a reference dimension to evaluate borrowers' financial ability and repayment ability, thus improving business efficiency. In addition, it is also a performance requirement for borrowers. Once a credit asset is overdue, it will seriously affect its credit rating. In the future, it will even involve scenes that require credit evaluation in daily life, such as going out by high-speed rail, flying or applying for a job.

Sixth, get a good loan. Zhaolian Consumer Finance Co., Ltd. is a licensed consumer financial institution jointly established by China Merchants Bank and China Unicom with the approval of China Banking Regulatory Commission.