What do the collection calls start with?

755 begins with a collection call, which may be I-loan, face-lifting, and hundreds of dollars. You and I are both in 755. It is understood that the number starting with 755 is usually dialed from Shenzhen, Guangdong. Common collection calls are 536, 155, 1, 372, 286 and so on.

The best way to deal with the collection is to pay back the overdue money on time. You can communicate and negotiate with the other party to see if you can postpone the repayment. In the face of debt, we should not be afraid, this is not the result we want. But in the face of illegal collection, we don't have to be afraid. We should know how to protect ourselves with legal weapons. I hope sorting out these can help friends who are in debt.

If you encounter problems, you can complain in the following ways:

1. China Banking and Insurance Regulatory Commission

Complainants: bank loans, credit cards and other subsidiaries of banks;

2. Complaint by telephone 315

Complainant object: the lending company cheated its customers in illegal operation, induced customers to sign yin-yang contracts, charged high service fees, etc.

Third, gathering complaints and black cat complaints

Complainants: illegal collection and illegal lending, which belongs to the company that receives complaints from third parties and has great influence;

IV. China Internet Finance Association

Complainant: National self-regulatory organization of Internet finance industry, all illegal collection and illegal lending are accepted

The methods to deal with collection calls are as follows:

1. Install interception software.

Nowadays, there are many security softwares in mobile phones, especially the interception software, which will automatically display the call mark when the call comes in. If it is a collection mark, then you can not answer it.

2. Pull into the blacklist.

If a number is repeatedly called, and you are sure that it is a collection, then, in order not to affect your work and life, you can directly set this mobile phone number to the blacklist, so you don't have to answer it in the future.

3. change a mobile phone number.

this method is very simple, that is, change your mobile phone number. What's the collection phone number?

It's usually a loan collection phone.

1. what should I do if I encounter a collection call?

1. Generally, Internet phone and company landline will be used for collection. It is the best thing to do in such a situation. Report to two departments at the same time.

2. If it is their company's landline or private number, it is difficult to put an end to harassing calls, and it is necessary to constantly report. It would be easy if the numbers started with 95,95 and 96. As long as you call once, the report is successful and the whole terminal line stops. The number is different every time you call, and when you call back, it is also empty, so you can't get through. There is a number to report one. Because the lines are different, what can be thought of and what can be collected can also be thought of. There is a number to report a number, don't be afraid of trouble.

3. Call forwarding and unconditional forwarding. This is for those who don't call. Unconditional transfer is enabled, but you can't get a call, but it doesn't affect making a phone call or sending and receiving text messages in the morning. Call forwarding can be transferred to an empty number. Give them an illusion that they can't stand his harassment and cancel their accounts. In fact, this is a diversion, and they can't help it. When it is reopened in a month, you will find that there are no harassing calls.

second, can I not answer the credit card call?

1. You can't refuse to answer the credit card call. Many friends who have borrowed online loans will be forced to go ashore by not answering the phone after the deadline, but this method will not work on credit cards.

2. After the credit card is overdue, the collection call from the bank must be answered. If you don't answer the phone, the bank will think that your contact information can't reach you, and the cardholder will think that it is maliciously overdue, so the consequence is very serious.

3. harass your family. Although credit card collection can only be aimed at cardholders, it is not allowed to collect from their family members or contacts. However, if the cardholder doesn't answer the call, and the bank will call his family or other contacts if he can't contact the cardholder, then it will be known that the credit card is not repaid.

4. Call for collection. Generally, credit cards will be collected at home if they are overdue for more than 3 days. However, if you don't answer the collection call at the beginning, the bank will arrange the collection staff to come to know the situation in order to confirm whether the cardholder has lost contact, which will advance the time of collection.

5. Credit card fraud. Credit cards are generally true information. There are three conditions that constitute fraud, that is, the overdraft principal is more than 5,, the overdue time is more than 3 months, and the bank has effectively collected them twice (including telephone collection). If all three conditions are met, it will constitute credit card fraud and will be investigated for criminal responsibility.

6. Be sued by the court. Cardholders owe less than 5, yuan in principal. If they don't answer the call, they will still be sued by the bank if they are overdue for a long time and owe a large amount. However, this kind of prosecution is a civil lawsuit, although criminal responsibility will not be investigated, but the court will let you repay after the judgment, and if you don't repay, you may become an old lai, or even go to jail. What does the bank call for collection begin with

A bank call for collection usually begins with the telephone number of the provincial capital city where it is located. If the bank dunning is outsourced, it may also be made by means of mobile, telecom, China Unicom, Internet phone, etc. If it is made within the bank, it is usually a fixed line, customer service phone or salesman.

1 is the most common collection number, which is used by most banks, loan companies and online lending platforms, such as Paipai, You-Me Loan, Flash Bank and Jiufu.

: Is it illegal for banks to contact relatives for collection?

It is illegal to harass family members by dunning phone. You can collect relevant evidence and call the police. According to the provisions of the Law on Public Security Administration Punishment, anyone who repeatedly sends information to interfere with the normal life of others shall be detained for less than 5 days or fined for less than 5 yuan; If the circumstances are serious, they shall be detained for more than 5 days and less than 1 days, and may also be fined less than 5 yuan.

Legal basis: Article 42 of the Law of the People's Republic of China on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than 5 yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may also be fined up to five hundred yuan.

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing others, and attempting to conduct criminal investigation or administrative punishment of public security on others;

(4) threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, threatening or other information for many times, which interferes with the normal life of others;

(6) peeping, taking candid photos, eavesdropping or spreading others' privacy.

how to correctly pick up the collection phone?

1. When the collector calls, don't whisper to him, and don't answer it today, tomorrow or when. This collection is to recover funds. So there is no need to put in a good word for him.

2. When you answer the phone, you must tell the other party to integrate the recording into the recording, because at the legal level, only when you tell the other party that the recording is in progress can you get legal benefits when he maliciously urges the fee again. The other party didn't tell you the work number and authorized bank, so you can ignore it and hang up directly.

3. If there is a malicious collection threatening you, please contact your emergency contact, family members, and send an email. In this case, you can clearly tell him that if the address book explodes, the family will not pay back any money, take good care of the evidence, and even if you go to court one day, you can claim compensation.

4. Call or send text messages to contact the village committee and unit leaders. Telling them about your situation violates the law and infringes on citizens' right to privacy and reputation.