What do I need to prepare to open a personal account with Hang Seng Bank in Chinese mainland?

Requirements for opening a personal account with Hang Seng Bank in Hong Kong:

1. Opening fee for personal account of Hang Seng Bank in Hong Kong: advance deposit of HK$ 65,438+0,000.

Secondly, prepare information:

1, ID card.

2. Hong Kong and Macao Pass.

3. Entry receipt.

4. Proof of address.

5. List of utilities and credit cards in the past 3 months.

Personal direct account opening at Hang Seng Bank in Chinese mainland is a witness account opening. This method was the most popular in the past. You can open an account directly in the mainland under the witness of the bank without going to Hong Kong in person. However, with the increasing threshold of bank account opening, the requirements for account opening have greatly increased, and the success rate of this method has been declining.

Go to Hong Kong to open a bank account in person: You need to go to Hong Kong to find foreign banks in person, such as Hang Seng Bank, HSBC Bank and ICBC (Asia) Bank. , and then apply for opening an account.

Different banks need different information when opening an account, so you can take all the information with you when opening an account. It should be noted that it is difficult to open an account now, especially for Chinese mainland individuals who want to open an account in Hongkong, so it is not easy to open an account successfully. This is also because Hong Kong has strengthened its supervision over cross-border capital flows.

Advantages are not limited to buying financial products, including:

1, convenient to invest in Hong Kong stocks Compared with A shares, Hong Kong stocks have richer trading varieties and more flexible trading rules (T+0, etc. ). Very suitable for domestic investors to make reasonable capital arrangements;

2 individual self-employed individuals engaged in foreign exchange import and export trade, or individuals with foreign exchange needs (such as studying abroad, etc.). It is necessary to have an account that can be exempted from domestic foreign exchange control and foreign funds can freely enter and exit to meet daily needs;

3. Allocating overseas assets Some mainlanders often use personal accounts outside Hong Kong for overseas home purchase, real estate, overseas investment and overseas immigration projects, and these activities need the support of Hong Kong bank accounts;

4. Insurance in Hong Kong Some mainlanders realized the advantages and high dividends of various insurances in Hong Kong, so they bought insurance in Hong Kong. But you need to pay the insurance premium in Hong Kong, and you also need the corresponding bank account in Hong Kong.