What kind of bank is the joint-stock commercial bank hengfeng bank?

Hengfeng bank is a joint-stock commercial bank. Hengfeng bank, formerly known as Yantai Housing Savings Bank, was established in 1987. It was jointly established by China's four major banks, China People's Insurance Company and other financial institutions. Hengfeng bank is one of the 12 joint-stock commercial banks approved by the People's Bank of China, and it is also the only joint-stock commercial bank with its head office in a prefecture-level city. The above is the nature of banks in hengfeng bank.

Is the deposit in hengfeng bank safe?

Hengfeng bank, like other commercial banks, is a formal commercial bank approved by the relevant state departments. Deposit and withdrawal are the most basic business scope of the bank, so hengfeng bank deposits can be trusted and enjoy the deposit insurance rules and regulations of 500,000 RMB. In other words, no matter what causes the loss of deposits in hengfeng bank, it will be paid within 500,000 RMB. If users see hengfeng bank's deposit products on the Internet, they don't need to worry too much about its security, because it is the same as offline bank counter savings deposits, and it is not much different from China's agricultural engineering construction in essence.

How long will it take to get a credit card in hengfeng bank?

If the user's hengfeng bank credit card has been approved, hengfeng bank Credit Card Center will make the card in the next day or two and send it to the user. The time required for mailing depends on the distance between the user's address and the card issuing institution, and it can generally be delivered within one week. In other words, Hengfeng credit card can be obtained about a week after it is issued.

After the user gets the credit card, he only needs to log in to online banking or mobile banking to activate the credit card, and then he can use the credit card for consumption. However, users should pay attention to the fact that if they apply for the first card online, they need to go to the business outlets for face-to-face review before they can activate it.

After submitting a credit card application, the specific review time is different. If it is a high-quality old user who has had business dealings before and has good credit information, the approval may be faster. If you are a new user, the audit time may be longer. However, the audit results can generally be made within ten working days, and users will be notified by SMS. This article is mainly about what kind of bank hengfeng bank is, and the content is for reference only.