How long will it take before you call your family if your Alipay reserve fund is overdue?

You usually need to call three days after the reserve fund is overdue. As long as the reserve fund is overdue, a text message reminder will be sent. Everyone should check the information in time to repay. If you miss the repayment date by about three days, not only will the reserve fund be unable to be withdrawn, Yes, the collection customer service will call you to notify you of the repayment.

Depending on the degree of account risk, many users will not be able to withdraw money after three days of overdue payment. For some high-quality users, the first time of overdue payment can be used for three days, the second time of overdue payment of one day, and the third time. It cannot be used after the due date, and you must pay off the balance before checking again.

On the one hand, the amount of the reserve fund is very small, which can restrict borrowers in other aspects. On the other hand, Alipay is a formal platform. In addition to borrowing money involving large amounts, if the amount is overdue for a long time, the address book will be exploded. In this case, the reserve fund will not be available for the time being. It is recommended to repay as soon as possible, otherwise it will seriously affect the sesame points, negative records, etc.

Alipay Reserve Fund

It is a small short-term loan product that can meet users’ small emergency consumption needs. It has three limits: 100 yuan, 200 yuan, and 500 yuan. Specifically The actual display on the page shall prevail; there is no limit to the number of withdrawals, and the next payment can be withdrawn only after each payment is returned, and the period for each payment is 7 days.

Whether the reserve fund can be opened is the result of a comprehensive evaluation by the system. It has no absolute relationship with the level of the sesame score and cannot be intervened manually. If you are unable to open a reserve fund, it is recommended that you maintain good credit and account activity and wait for the system's irregular evaluation.