What combination does the verification factor of personal online banking transfer not include?

Does the subject want to ask "what combination of verification factors does personal online banking transfer not include"? The verification factors of personal online banking transfer do not include graphic verification+SMS verification, SMS verification+electronic token verification, graphic verification+SMS verification+UK verification, UK verification+mobile phone verification code combination.

1, graphic verification+SMS verification: these two verification methods will not be used together. Graphic verification is a logical game based on pictures, which tests the user's physical characteristics, while SMS verification is a way to send a verification code to the user's mobile phone by SMS for identity verification.

2. SMS authentication+electronic token authentication: Although SMS and electronic token are common authentication methods, banks will not require users to use SMS and electronic token for authentication at the same time when transferring money.

3. Graphic verification+SMS verification+UK verification: This combination combines graphic verification, SMS verification and UniversalKey verification, but in fact, banks will not require customers to use such a complicated verification combination when transferring personal online banking accounts.

4. UK verification+mobile phone verification code: Although both UK and mobile phone verification codes are commonly used authentication tools, banks will not require customers to use both methods to verify the transfer of personal online banking accounts.

5. Confirmatory factor analysis (CFA) is a statistical method to test the fitting degree between the existing theoretical models and the data. Different from exploratory factor analysis (EFA), CFA is driven by theory, and researchers need to put forward a clear hypothesis about the relationship between variables, and then test this hypothesis with sample data.