Why can't I withdraw money from my bank card, and the SMS didn't remind me?

There are two situations, one is that you didn't go to the bank to open your mobile phone to remind you, and the other is that you opened it, and then the bank's short messages were blocked by the spam messages in your mobile phone. In the first case, please bring your card and ID card to the bank. In the second case, just save the short message number of the bank in your address book, so that it will not be blocked by spam messages in your mobile phone. If it is a card of China Merchants Bank, the amount may not reach the minimum reminder amount you set, or you can call customer service to check the notification status of the current SMS.

The data shows that there are nearly 3.4 billion magnetic stripe cards in the market that need to be replaced, and the cost of each chip card is about 10 yuan, and the replacement cost is tens of billions. The industry believes that the charging standard for changing the "core" needs further regulation by the regulatory authorities. In the process of replacing magnetic stripe cards with chip cards, some banks will charge consumers a certain cost, which will cause heated discussion in society. In this regard, China Consumers Association believes that bank cards should be replaced at their own expense.

At present, the fees charged by banks for replacement cards are the same. Banks such as ICBC and Minsheng change IC cards for free, while other banks generally charge1from 0 yuan to 20 yuan. Some banks also claim that the highest charge for card replacement is 40 yuan.

ICBC is free of charge, and the card opening numbers such as 95888, 622208, 62 127 can be changed.

China Agricultural Bank has the highest 40 yuan. Before the end of the year, the first IC card is free, and the cost of non-first IC card is reduced by 80%.

Bank of China is the highest in 5 yuan, and there is no charge for replacing chip cards with magnetic stripe cards on March 3rd1. The new card charges 5 yuan. You don't need to change the number at the beginning of 6, and you need to change the number at the beginning of 4.

China Construction Bank is the highest in 40 yuan, so it costs no money to change the card at the Beijing branch, and the number is not guaranteed. The card number at the beginning of 6 can be exchanged with the card number, and the card number at the beginning of 4 cannot be guaranteed. The production cost is not uniform in practice, but in fact, most cards are replaced with the same card number, and no production cost is charged.

The Bank of Communications has the highest 20 yuan, and the replacement of ordinary cards and the opening of new ordinary IC cards require 20 yuan handling fees; Ward cards, Bank of Communications financial cards, salary cards, senior salary cards, annual gold cards and other replacement or new chip cards are free. When changing cards, cards with 17 digits cannot keep their numbers, and cards with 19 digits can keep their numbers.

China Merchants Bank Max 10 yuan. There is no charge for replacing gold cards and above, and there is no charge for replacing ordinary cards M+ cards in Beijing. Different outlets will have corresponding fee reduction policies, such as deposit 1000 yuan at the time of card opening. Changing the card cannot guarantee the number.

The highest fees charged by CITIC Bank are 20 yuan, Puka 20 yuan, Gold Card 10 yuan, and Platinum Card and above. Changing the card cannot guarantee the number.

Minsheng Bank is free, and the card replacement fee before July 2065438+2005 is free. UnionPay debit cards, such as ordinary cards, gold cards, diamond cards, business cards, children's cards, salary cards and wealth management cards, can all change their insurance numbers. However, the UnionPay postal wealth management card does not support changing IC cards.