Four common senses you must know to take over the house! If you don't understand, you will suffer a big loss.

Buyers have many questions about repossession. What materials do they need to prepare? What do I need to pay? Next, Focus Jun will answer your questions one by one.

Generally speaking, there is a basic process for how to collect the house: the buyer goes to the residential property office with the occupancy notice given by the developer, pays the deed tax, public maintenance fund, property fees and other miscellaneous fees, and then goes down to inspect the house under the leadership of the developer, and can move in after the inspection is completed without objection.

1. Received the check-in notice.

Within the prescribed delivery period, buyers will receive the occupancy notice sent by the developer or the short message sent by the developer to inform the delivery. Owners who receive text messages will also receive the Notice of Occupancy from the developer on the same day.

2. Look up "two books" and "one table"

In order to safeguard their own interests, the owner should go to the sales department to check the originals of "Two Books" and "One Form", namely "Residential Quality Warranty", "Residential Instruction Manual" and "Building Completion Acceptance Record Form", and check whether there is any discrepancy according to the measured area report data of "Building Completion Acceptance Record Form" (stamped with the official seal of surveying and mapping unit and the qualification seal of surveying and mapping personnel).

3. Pay various taxes and fees

The owner brings the occupancy notice to the property management office to pay all taxes and fees. It is understood that the current taxes and fees to be paid for housing delivery in Wuhu are as follows:

(1) deed tax

On February 19, 2009, the Ministry of Finance made the latest adjustment to the deed tax collection of house purchase. For individuals who purchase the only family house (family members include the purchaser, spouse and minor children, the same below) with an area of 90 square meters or less, the deed tax shall be levied at a reduced rate of 1%; If the area is over 90 square meters, the deed tax shall be levied at the reduced rate of 1.5%.

For individuals who purchase a second set of improved family housing with an area of 90 square meters or less, the deed tax shall be levied at a reduced rate of 1%; If the area is more than 90 square meters, the deed tax shall be levied at a reduced rate of 2%.

The deed tax can be collected by the developer, so it can be paid at the time of delivery. If the developer doesn't accept it, he will go to the Housing Authority to pay it when handling the real estate license.

(2) Public Maintenance Fund

The house with elevator charges 65438+ 0.5% of the total house price, and the house without elevator charges 65438+ 0% of the total house price. The specific collection standard of maintenance funds is determined by the local real estate administrative departments according to local conditions. The maintenance fund shall be established under the unified supervision of the real estate management department where the property is located, and managed and used on its behalf.

(3) Property fee

According to the regulations, the owner or user should pay the comprehensive service fee of the property according to the agreement of the property service contract from the date of handling the formalities for the delivery and use of the property. The comprehensive property service fee is calculated according to the legal property area (the registered area of the house ownership certificate), and is charged according to half of the legal property area; Property that has not obtained the ownership certificate of the house shall be calculated according to the area agreed in the sales contract or the measured area of the real estate surveying and mapping department. The comprehensive property service fee is charged on a monthly basis and per square meter. Property comprehensive service fees can be received in advance, and the period of advance payment shall not exceed six months in principle.

(4) Other miscellaneous expenses

Contract stamp duty: 0.05% of the total house price, registration fee: residence? 80 yuan/set, cost of surveying and mapping drawings: 10 yuan/stamp duty of title certificate: 5 yuan/copy (plus 5 yuan/copy for those with title certificate), and cost of title certificate: 10 yuan/copy.

4. How should developers deal with delayed delivery?

Throughout the delivery process, developers may also encounter delivery delays. At this time, how should buyers respond? According to the law, if the developer delays the delivery of the house, he must first urge the buyer to cancel the purchase contract. If the developer refuses to hand over the house after three months of urging, he can return the house.

Therefore, when handling the handover, once the developer refuses to produce the corresponding supporting documents, the buyer should promptly urge the developer to hand over the house in writing. The method is as follows: write a written notice urging others to hand over the house and give it to the developer for signature (note that the other party is required to seal); Or send it to the developer in the form of express delivery, indicate on the mailing document that it is a notice of urging the delivery of the house, and pay attention to keeping the receipt for enquiry.

If the developer can't deliver the house within 3 months after receiving the notice of urging delivery, the buyer can request to return the house and refund the purchase price, and at the same time, the developer shall be investigated for breach of contract.

Of course, if the developer's notice has clearly defined the time, place and documents to be carried, the buyer still has to go through the handover procedures on time. If the buyer refuses to accept the house or fails to handle the house delivery formalities as scheduled, he shall bear the penalty for overdue house delivery.

In addition, the risk of damage or loss of the house is transferred to the buyer from the delivery date determined in the written delivery notice.

(The above answers were published on 20 16-05- 19. Please refer to the actual situation for the current purchase policy. )

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