Everyone's credit information should be ignored? Here's the thing!

; ? For most users, the familiar credit reporting agencies are the People's Bank of China and hundreds of banks. In fact, in addition to licensed companies, there are also some private credit companies, such as national credit. Some users have consulted and said that everyone's credit information should be ignored? Then let's briefly talk about this problem for everyone.

Everyone's credit information should be ignored?

As far as the nature of the company is concerned, it is an organization engaged in third-party credit evaluation and credit management, so its main function is to record and share credit information, and it will not collect overdue users, which does not belong to the category of post-loan collection platform.

Therefore, the short message received by users from Renren Credit was not sent by the platform, probably because the lending institution or the third party sent it to put pressure on users after the user was overdue.

However, it is suggested that users can first find out whether they really have overdue repayment. If not, the received SMS can be ignored; If there are overdue suggestions, contact the arrears platform for handling. You can't feel that you don't need to return them just because there is a problem with the collection method.

Otherwise, if the user fails to handle it within the time limit, he will face the consequences of personal credit default, cumulative increase of overdue penalty interest, and collection by institutions or third parties.

The above is about "don't pay attention to everyone's credit messages?" I hope it helps after reading it. Generally speaking, although Renren Credit will not collect users, it is a platform under the guise of pressure, but it does not mean that it will not be processed within the time limit. If you have arrears, you should contact the loan platform to repay, and don't default.