Send me a message by applying for a credit card online.

It has not been successfully approved. After that, the customer service of the bank will call the applicant for credit investigation.

1. When the bank sends this information to the applicant, it only means that it has received the applicant's credit card application and passed the "preliminary examination", and then the bank will conduct a comprehensive review to decide whether to approve the card;

2. The audit department of the bank credit card center shall, according to the comprehensive qualifications of the applicant, include but not limited to: (1) the applicant's occupation, age, letters and visits from the central bank, assets under the name of the bank, supplementary materials submitted by the applicant, etc.

3. For the approval of general credit cards, due to different banks, the approval time is different and the approval speed is different, which is generally 1-30 working days. During this period, the bank customer service staff can contact the applicant or contact the reservation unit to verify some information, that is, credit information. If the card approval conditions of this bank are met, the card will be finally approved.

4. You can download online banking or self-check the progress. The "progress query" of Pocket Life will show four steps: application acceptance-data processing-approval-approval completion.

1. The bank specialist will contact you by phone within 4 working days to make an appointment for the door-to-door visit;

2. Send you an audit notification SMS. You need to sign at any branch of the bank with your short message and valid ID within 30 days. If the verification is successful, the card will be sent to you by email and will be received about one week after sending.

pay attention to

1. In both cases, the system is automatically assigned and cannot be selected. The final approval result shall prevail.

2. If it takes more than 30 days to sign the bill, re-submit the application materials to the store. Online banking reservation can only be applied once every two months.

3. Be sure to fill in the true and effective application materials when applying, and the bank will make a distinction.

4. Submit the form after writing, and the system will conduct automatic preliminary examination. After the initial review, it will be submitted to the local branch for further review.

5. Online application and actual written application are basically the same. You need to be at least 18 years old and have a stable job and repayment ability.

6. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of the military officer's card;

7. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/number plate verified and indicated by the sponsor;