Why didn't the Internet get a dunning call to loans overdue?

If the online loan fails to receive the dunning call, it may be due to the following reasons:

1. The borrower has just been overdue for a long time, and the loan platform hopes that the borrower will take the initiative to repay, so there is no dunning plan for the time being. If the borrower fails to repay the debt after a period of time, the loan platform is expected to start collection.

2. The borrower's mobile phone is set with strange SMS and phone harassment interception, which directly blocks the collection SMS and phone calls of the loan platform, mistakenly thinking that the loan platform has not started to collect, but in fact, the other party has started to collect.

3. The loan platform has a grace period for supply repayment. Although the borrower fails to repay the loan on time before the due repayment date (inclusive), it is still within the grace period for repayment, which cannot be truly counted as overdue. After that, as long as the borrower can pay off the arrears before the end of the grace period, it will still be regarded as normal repayment. And if the repayment grace period is still over, the loan platform is likely to start to collect.