What does nuclear card mean?

Credit card verification means that after the user applies for a credit card from the bank and submits relevant materials, the relevant departments of the bank verify the materials submitted by the user and the information filled in by the user. This auditing step is called card checking.

1. The so-called "credit card verification" is actually to verify the identity information of the applicant. If the general customer does not apply for a credit card at the bank's business outlets, but through online channels such as online banking, mobile banking and credit card app, the bank will conduct "credit card verification", that is, the customer is required to bring his ID card to the business outlets for confirmation to ensure that the card is indeed applied by himself, which can also be called "face-to-face signing". The reason why there is no need to "verify" the credit card application at the bank outlet is because the staff has confirmed the identity of the customer when the customer handles the card at the outlet, and naturally there is no need to review it again. Customer's identity information. After the customer receives the notice of bank write-off, please pay attention to confirm at the outlet within the agreed time. When customers go, they should not only remember to bring their ID cards, but also remember to keep their clothes clean and tidy. At that time, the staff of the outlets may ask some questions to the customers. Just answer truthfully.

2. Credit card does not need mortgage guarantee, but it also has a threshold. Due to the influence of many factors such as the applicant's age, work, marital status, occupation, working years and so on, it should be handled according to its own actual situation. The key is to ensure that you have repayment ability and good credit.

2. In order to ensure that the applicant has sufficient repayment ability, the bank will require to fill in the work information. People with stable jobs are more popular. Applicants are not required to be employees in high-risk industries such as salesmen and waiters. I have worked in my current unit for more than 6 months at the time of applying, and have passed the internship period for at least 3 months. Different banks have different requirements for applicants. It is better for applicants to choose banks with business contacts, such as wage banks or banks with deposits, and buy various valid securities, which can improve the pass rate of cards more or less. If not, it is suggested to start with commercial banks and then consider state-owned banks.

There are many kinds of credit cards in the same bank, and their rights and interests also have their own characteristics. In order to avoid idle credit cards, ask yourself about the demand for credit cards, such as whether you plan to use them for daily consumption, online shopping, business travel, etc. The same credit card may have multiple grades, so you must make the right choice.

When you apply for a credit card, you will check the credit. It is best to find out the credit first and improve some shortcomings. For example, if the credit is bad, take the time to raise the debt, and if the debt is high, pay off the debt first, and then apply for a card to reduce the debt ratio. The above is the introduction of "What should I pay attention to when handling credit cards". I hope it helps you. In short, applying for a credit card is not a simple matter, but if you can do the above, you are more or less sure about the next card.