What should we do in the face of swindlers' short messages?

First of all, we should know the typical scam message as follows: "Dear UnionPay users, we will deduct the annual fee of 1200 from your account. If in doubt, please consult the customer service center of XX Bank with area code. " If the cardholder believes it and calls for consultation, the criminals will lie that they are staff members of financial institutions, use professional text and analog voice systems to defraud the other party's trust, and further extract the other party's account information and password until all the money in the bank card is transferred to their own accounts.

Secondly, the police specially reminded that the reserved phone numbers of such bank card fraud messages are mostly full netcom phones starting with 9 characters or unverifiable mobile phone numbers, which makes it difficult for the police to crack down on such illegal acts. Therefore, if you find short messages sent by such mobile phones, you must be vigilant.

Third, the normal credit card consumption reminder SMS is sent by the regular customer service SMS port of commercial banks. Cardholders should pay attention to identification. If you receive a suspicious message, you can verify it through the issuing bank or China UnionPay customer service phone. For verified fraudulent short messages, the issuing bank and China UnionPay should be informed in time or call 1 10 to report.