Is it legal for the overdue car loan collection company to collect the car?

Legal analysis: according to the conditions of contract drafting, judge whether it is legal or not. If the loan is marked as legal, you can stop the loss by paying off the car loan in time. Otherwise, you may be sued for being lazy or paying extra late fees. If you don't pay back the money, whether online or in reality, you will have to bear overdue fines, face recovery, face a credit crisis, and may face litigation if you don't pay back in time. If the borrower still fails to repay the loan, the lender can make a dunning according to the contact information left by the borrower, or even call the borrower's relatives and friends to make a dunning. Finally, it will be related to the borrower's credit.

Legal basis: Article 675 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.