A short message was sent from the remand bank.

First, the loan has been paid off, how to lift the motor vehicle mortgage?

After the car loan is paid off, the bank staff will inform individuals to apply for understanding mortgage, just bring their personal ID cards, and then go to the vehicle management office with the bank staff to apply for vehicle release. The specific treatment is as follows:

1. About 10 working days after the last month of auto loan deduction, the bank informs individuals to go through the formalities with the bank staff at the vehicle management office.

2. Carrying documents: completing the procedures required for mortgage cancellation. Specifically, it includes the application form for motor vehicle mortgage registration/pledge, the original and photocopy of the identity certificate of the motor vehicle owner and mortgagee, the motor vehicle registration certificate and the relevant documents that belong to the people's mediation, ruling and judgment of motor vehicle mortgage cancellation. Of course, the bank will prepare all the information, and individuals need to prepare their identity documents.

3. Bring the above information. Bank staff will take people to the vehicle management office to go through the mortgage registration cancellation procedures.

4. After going to the vehicle management office, go to the corresponding window to find the staff of the vehicle management office to handle the relevant cancellation procedures.

5. After the formalities are completed, the whole automobile mortgage cancellation procedure is completed.

Extended data:

Requirements and materials for applying for car loan service for car mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

2, living and working in the city for a long time, to carry out business occupation and economic income.

3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.

Second, how to cancel the motor vehicle mortgage after the loan is paid off?

1. Prepare the materials, and prepare all the materials needed to release the mortgage. Specifically, it includes the application form for motor vehicle mortgage registration/pledge, the original and photocopy of the identity certificate of the motor vehicle owner and mortgagee, the motor vehicle registration certificate and the relevant documents that belong to the people's mediation, ruling and judgment of motor vehicle mortgage cancellation.

2. Bring the above information. Go through the mortgage registration cancellation formalities at the vehicle management office.

3. The staff of the vehicle management office shall handle the relevant cancellation procedures.

Third, how to cancel the mortgage after the vehicle loan is paid off?

1. The user goes to the bank to confirm the repayment: make sure all the loans are paid off.

2. The user takes back the motor vehicle registration certificate: the borrower brings the motor vehicle driver's license, ID card and bank repayment details, and goes to the bank to explain his intention to the bank staff, and presents the repayment details, ID card and other materials, and the staff will handle it after verifying the information.

3. Handling vehicle mortgage cancellation procedures: The borrower will wait at the local vehicle management office with the loan settlement certificate, ID card and motor vehicle registration certificate. , and apply to the staff for cancellation of vehicle mortgage and provide relevant information. After verification, the mortgage can be cancelled.

4. Change the first beneficiary of auto insurance: After all the auto loans are settled, the borrower must change the first beneficiary of insurance to himself.

Fourth, the car loan has not been released since it was paid off. Will it be okay?

Nothing, just that the property right of the collateral is still in the bank, that is, the ownership of the car does not belong to the buyer. build

After the car loan is paid off, you can go to the vehicle management office to cancel the mortgage and transfer the vehicle to your own name. The materials prepared are as follows:

Application form for filing;

2, the motor vehicle owner and the mortgagee's identity certificate and its copy;

3. Motor vehicle registration certificate;

4. If the mortgage is released through people's mediation, ruling or judgment, the motor vehicle shall submit the ruling or judgment issued by the people's court and the corresponding notice of assistance in execution;

5. If it is an entrusted agent, it shall also submit the Power of Attorney for Motor Vehicle Business and the identity certificate of the agent (or the principal) and its copy.