I don't have a credit card from Minsheng Bank. One Friday, I suddenly received a text message from Minsheng Bank, saying that I applied for the Pacific Gold Card and was under review. ...

First of all, the landlord should not be nervous. As the landlord did not apply for a credit card, this is the responsibility of the bank. The landlord must be very tough when he calls the customer service number 95568. Ask them and let them explain what's going on. Tell them to complain to the CBRC if they don't handle it. It doesn't matter. After that, their customer service manager will definitely call you to apologize and handle it properly.