Why do schools urge students to pay for medical insurance?

The reasons why schools urge students to pay for medical insurance include policy enforcement, student health protection, school management, etc.

1. Mandatory policies: Policies in many places stipulate that students must participate in medical insurance, otherwise it may affect personal social welfare, such as vaccinations, free physical examinations, etc. This is to ensure that all citizens can enjoy the minimum medical security. Schools must implement this policy to ensure that every student enjoys basic medical security.

2. Protect students’ health: By urging students to pay for medical insurance, schools can ensure that students receive certain financial protection in the event of accidents or illnesses, and reduce the risk of poverty due to illness. Especially for some poor families, medical expenses may become a major burden for them, and medical insurance can effectively reduce this burden.

3. School management: By urging students to pay for medical insurance, schools can better manage the school. Schools can keep track of students’ health status and detect and deal with students’ health problems in a timely manner. You can also obtain certain financial protection through medical insurance to reduce the school's financial risks arising from student illness or accidents.

The importance of students paying medical insurance:

1. Protect student health: By paying medical insurance fees, students can obtain basic medical protection, including disease treatment, drug expenses, surgical expenses, etc. reimbursement and compensation. This can reduce the financial pressure on students when facing sudden illness or accidental injury, improve the level of medical security, and promote the healthy growth of students.

2. Improve students’ physical fitness: Medical insurance can not only provide financial protection when students are sick or injured, but can also guide students to pay more attention to physical health and prevent the occurrence of diseases. For example, some medical insurance policies can reimburse and compensate for chronic diseases, major diseases, etc., which can encourage students to develop good living habits and health awareness.

3. Maintain the school’s teaching order: Students paying medical insurance can maintain the school’s normal teaching order. If students are often sick or injured and need to take time off to go to the hospital for treatment, this will have a certain impact on the school's teaching progress and quality. Through medical insurance, students can receive timely medical help and treatment, reducing absences due to illness, thereby ensuring the school's teaching order and quality.