Bank of Communications automatically opens "no worries about using cards"

The "Card Worry-Free" service provides an instant SMS reminder for each transaction, with a 96-hour card loss guarantee. Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen swiping.

if a cardholder holds more than one Bank of Communications credit card master card, he only needs to sign one master card, and all the Bank of Communications credit card master cards under the cardholder's name and the supplementary cards attached to the master card will automatically start the "worry-free card use" service.

if the credit card of Bank of Communications, which is used to sign the "card-free" service under the cardholder's name, is in an abnormal state at the expiration of any service period, and the cardholder fails to cancel the subscription before the expiration of the service period, the cardholder agrees that Bank of Communications can arbitrarily select one card from other credit card master cards with normal account status under its name to deduct the corresponding service fee.

Extended information:

Precautions for launching "Worry-Free Card Use":

If a cardholder signs the "Worry-Free Card Use" service, even if there are multiple credit cards (including the main card and the supplementary card) in the name of the cardholder, in case of an agreed insurance accident, the cardholder can only get one payment within the guaranteed amount, and cannot get it repeatedly.

when the cardholder swipes his credit card due to loss or theft, and the insurance company determines that the loss belongs to the insurance liability, the insurance company will pay the loss reporting fee and the actual card replacement fee paid by the cardholder when applying to the Bank of Communications Credit Card Center for loss reporting and card replacement for this insurance accident.

Bank of Communications-Terms and Conditions of Worry-Free Service for Card Use