What does CCB Yunongtong do?

Yunongtong is a inclusive finance business launched by China Construction Bank. The specific group is rural agricultural personnel. Yunongtong card is divided into debit card and credit card, which have different uses. Yunongtong Debit Card can reduce the handling fee, annual card fee, inter-regional withdrawal fee, inter-bank withdrawal fee and SMS service fee. Yunongtong Credit Card can reduce the annual fee of the main and secondary cards, SMS service fee, bank withdrawal fee and so on.

1. Yulong refers to the Yulong card of China Construction Bank; Agriculture refers to benefiting farmers and serving the people, and also refers to farmers; Yunongtong means that China Construction Bank takes Yulongka as the carrier to provide financial services for farmers and ordinary people, develop rural financial services and provide high-quality financial services for farmers.

2. China Construction Bank combined Yulong Card with yulong.com, which not only benefited farmers, but also benefited enterprises. Yunongtong business is an innovation of China Construction Bank to explore the characteristics of rural financial services. It is a cross-border cooperation between China Construction Bank and supply and marketing cooperatives, with complementary advantages and strong alliance. Since the launch of Yunnongtong Project, farmers can complete five financial services such as withdrawal, inquiry, transfer and cash remittance in village-level comprehensive service institutions only by sending a few short messages with their mobile phones. China Construction Bank will also integrate credit financing and other functions into Yunongtong's financial service system. The Yunongtong project is an important measure for CCB to serve "agriculture, countryside and farmers" and "solve the last mile of rural financial services". The Yunongtong project will greatly improve the rural financial service ecology.

3. China's financial services industry includes four branches (excluding Hongkong, Macao Special Administrative Region and Taiwan Province Province): banking, securities, trust and insurance. The financial and insurance industries include: central banks, commercial banks, other banks, credit cooperatives, trust and investment industries, securities brokerage and trading industries, other non-bank financial industries and insurance industries.

4. Financial institutions refer to financial intermediaries engaged in financial services and are part of the financial system. Financial services include banking, securities, insurance, trust, funds and other industries. Correspondingly, financial intermediaries also include banks, securities companies, insurance companies, trust and investment companies and fund management companies.