How to installment the credit card of Postal Savings Bank?

How to operate the credit card loan installment of Postal Savings Bank on the phone?

Call the customer service hotline of savings credit card.

Postal savings credit card loan products mainly include transaction installment, bill installment, merchant installment and cash installment. Xi Cai Jun here takes transaction installment and cash installment as examples to tell you how to borrow credit card loans for postal savings.

Transaction temporary storage

The installment loan for the credit card transaction of postal savings is mainly for the installment product of a single consumption bill, and there are five application methods:

(1) Call the customer service hotline of the Postal Savings Credit Card and handle the installment payment through manual service;

(2) Log in to the mobile banking of Postal Savings Bank and enter the credit card installment;

(3) Log in to the personal online banking of Postal Savings Bank and apply for transaction installment in the credit card function column;

(4) Send the short message "the last 4 digits of FQJY# # amount # period number" to 95580;

(5) Pay attention to the official WeChat account of Postal Savings Bank and apply for transaction installment in "Happy Credit Card Installment".

How to handle the credit card transaction installment of Postal Savings Bank? What are the requirements?

The credit card transaction installment of Postal Savings Bank is a single consumption installment method provided by the credit card holders of this bank. As long as your single consumption amount meets the requirements of installment, you can divide the transaction into several installments before the billing date comes out, thus alleviating your repayment pressure. Then, how to handle the credit card transaction installment of postal savings? What conditions need to be met? Let's have a look.

Staging conditions for credit card transactions of Postal Savings Bank:

1. The applicant must be the main cardholder and cannot apply for the supplementary card;

2. Only a single unbilled transaction can be conducted, and the single consumption amount is ≥500 yuan;

3. It must be processed before 20 o'clock on the current bookkeeping date after the consumer transaction is recorded.

Postal savings bank credit card installment transaction:

1. Customer service telephone application: dial 4008895580- 1 Chinese service-enter information-# main menu -0 manual service -5 installment payment, and submit the installment application to the customer service staff.

2. Mobile banking application: The cardholder can enter the mobile banking of Postal Savings Bank by registering the mobile banking of Postal Savings Bank, and click Credit Card-Credit Card Installment-Installment Application.

3. WeChat official account application: Pay attention to the official account of the credit card WeChat of the Postal Savings Bank, and choose the transaction installment under the credit card happy installment to apply.

Precautions for credit card installment transaction of Postal Savings Bank:

1, regardless of the number of periods, the handling fee is 0.6%/ period, which will be charged for each period;

2. After the installment is successful, you can apply to cancel the current bill, and you need to pay the 20 yuan handling fee.

How to operate the credit card bill installment newsletter of Postal Savings Bank?

How to operate the credit card bill installment newsletter of Postal Savings Bank?

Post bank credit card bill installment SMS operation method;

1. Transaction Staging: When the cardholder handles the transaction by SMS of Postal Savings Bank, he/she needs to send the designated code "the last four digits of the number of periods of FQJY# #" to 95580, and 95580 will immediately reply to the SMS to inform whether the application is successful or not.

Transaction installment: the minimum payment for a single transaction applying for transaction installment is 500 yuan (inclusive); A single transaction can only be converted into installments in full, and you cannot choose to convert part of the amount of a single transaction into installments;

2. Bill installment: When the cardholder handles the bill through the Postal Savings Bank Express, he/she needs to send the designated code "the last four digits of the number of issues in FQZD# #" to 95580, and 95580 will immediately reply to the downlink message to inform whether the application is successful.

Bill installment: the initial amount of applying for bill installment is that the consumption amount billed in the previous period is greater than or equal to 800 yuan (inclusive), and the maximum amount does not exceed the balance billed in the previous period; The non-consumption amount that has been included in the minimum repayment amount cannot be phased;

Three. Number of application cycles:

The Postal Savings Bank provides three phases, six phases, 12, 18 and 24 phases in five phases, each phase 1 month. Cardholders who apply for transaction installment and bill installment can freely choose the number of the above five installments; Cardholders who apply for merchant installment and electricity sales installment can freely choose according to the number of installments provided by merchants.

How to activate the credit card of Postal Savings Bank

Three ways, 1, call the credit card customer service center to activate; 2. Log in to the official website of the credit card for activation; 3.SMS is enabled.

How to Enable Postal Bank Credit Card

You can call the bank credit card center and activate the credit card according to the voice prompt, or you can activate it at the bank counter. To apply for a credit card online, you must activate it at the bank counter.

How to handle the credit card of Postal Savings Bank?

If you want to have a job, it's easy to do. The unit will issue an income certificate to fill in the form and will review it according to your income.

How to quickly withdraw cash from the credit card of Postal Savings Bank?

The postal bank has a way to increase the amount quickly. Shopping in the mall of his app.

How to eliminate the 7-time overdue credit card of Postal Savings Bank?

Can't be eliminated. There is already a problem with personal credit reporting, which will be covered in five years.

There are several questions about how to stage the credit card bill of the Postal Savings Bank.

Yes, you can. If you change a part and the remaining part is more than 800, you can apply for staging. The installment time is three to four days before your due repayment date.

How to apply for installment payment by credit card of Postal Savings Bank?

Dear, according to your description, after spending with a credit card, you can call the customer service phone behind the credit card and choose manual service by stages.

Postal savings bank credit card installment 12000, 24 months.

Postal savings bank credit card swipes 12000 yuan, divided into 24 installments, and the handling fee rate of each installment is 0.6%.

Monthly payment: handling fee 12000 x 0.6% principal 12000÷24=72500=572 yuan.

How to apply for bill installment by credit card of Postal Savings Bank?

The credit card of the Postal Savings Bank can be overdrawn, and the cardholder can choose to repay between the billing date and the repayment date. There are three repayment methods: full repayment, installment repayment and equal repayment. So how do you apply for installment payment with the Postal Savings Credit Card?

1. installment payment for a single transaction

The credit card customer service center applies for a single installment payment service through the customer service center, mainly including the transaction time, transaction place, transaction amount and application period, and the customer service center will immediately inform whether the acceptance is successful; Customers can also handle business through online banking. You can choose to apply for a credit card by stages after logging in to the personal online banking of China Post Bank. Customers who have not made bills can also apply for installment trading. After success, the page will display detailed information such as the number of installments, handling fee and repayment amount of each installment.

Step 2 pay by installment

Cardholders can apply for installment payment through the Credit Card Customer Service Center of Postal Savings Bank. Just tell the number of application periods, and the customer service staff will immediately tell whether the acceptance is successful. Cardholders can also apply for installment payment through mobile app or online banking, log in to the Postal Savings Bank mobile banking app or personal online banking, and fill in the installment number and amount after applying for installment.

3. Staging of merchants

When the cardholder checks out at the designated payee bank, he should inform the merchant to handle the installment business, explain the number and amount of installments applied for, provide a valid personal identity document, use a postal currency card to swipe the card on the merchant's special POS machine, and the cardholder will sign the purchase order to confirm the installment payment information such as the transaction amount, installment times, repayment amount and handling fee amount. After the merchant confirms that it is correct, the cardholder will sign the purchase order to ensure that it can be consumed in installments.

4. Installment sales

In another case, the cardholder can purchase goods or services through the telephone marketing hotline, and confirm the installment payment through the postal credit card, and confirm the number and amount of installment payment.

How to handle postal credit card installment business

At present, handling and using cards has become the consumption habit of many people. Credit cards can overdraw consumption, maintain a good repayment record, and improve credit rating, which provides us with more capital needs. Installment payment has greatly reduced our repayment pressure. Do you know how to apply for credit card installment at the Postal Savings Bank?

How to handle postal credit card installment business

1, online banking

Log in to the personal online bank account of China Postal Savings Bank, select the credit card that applies for transaction installment, inquire about unpaid payment, and select the installment that can be applied in the detailed record. After the application is successful, the page will display detailed information such as the number of installments, handling fee and repayment of each installment.

2. Mobile banking

Download the mobile client of Postal Savings Bank from this website, log in to the mobile banking of Postal Savings Bank, select the credit card to be phased, select the credit card to apply for transaction staging, and then select the installment amount and number of installments to submit the application.

3. Special manual service for credit card customer service

Call the credit card customer service hotline of Postal Savings Bank. After the call is connected, it will be transferred to manual service, and the customer service staff must be informed when the application is processed.

How to handle credit card installment in Postal Savings Bank and the matters needing attention when handling credit cards?

Credit cards are very common in our life. Nowadays, many people almost have many cards. Because the payment method is more and more convenient and fast, the promotion of credit cards also makes life more and more convenient and simple. Every financial institution will launch some of its own credit cards, and the credit cards of the Postal Savings Bank are also widely used by consumers. Many friends will be curious about how to apply for credit card installment in the Postal Savings Bank. What should I pay attention to when applying for credit cards?

How to handle the credit card installment of Postal Savings Bank?

1. Customer service telephone application: dial 4008895580- 1 Chinese service-enter information-# main menu -0 manual service -5 installment payment, and submit the installment application to the customer service staff.

2. Mobile banking application: The cardholder can enter the mobile banking of Postal Savings Bank by registering the mobile banking of Postal Savings Bank, and click Credit Card-Credit Card Installment-Installment Application.

Matters needing attention in handling credit cards

1, regardless of the number of periods, the handling fee is 0.6%/ period, which will be charged for each period;

2. After the installment is successful, you can apply for cancellation before the current bill date, and you need to pay the 20 yuan handling fee.

Staging conditions for credit card transactions of Postal Savings Bank:

1. The applicant must be the main cardholder and cannot apply for the supplementary card;

2. Only a single unbilled transaction can be conducted, and the single consumption amount is ≥500 yuan;

3. It must be processed before 20 o'clock on the current bookkeeping date after the consumer transaction is recorded.

The above content is a brief introduction about how to handle credit card installment in Postal Savings Bank and some matters needing attention when handling credit cards. Nowadays, credit cards are widely used, and there are also many institutions that handle credit cards, and the types of credit cards are also diverse. The installment of new card transactions is a way for banks to provide credit card holders with a single consumption installment, which can be used as long as the single consumption amount of consumers meets the installment requirements.

This is the end of the introduction of the credit card of Postal Savings Bank in stages. I wonder if you have found the information you need?