Ladies and gentlemen, I received a message from China Merchants Bank today, saying that the arrears must be paid back before August 5, or the legal department will send a lawyer's letter to the bill.

Hello! If it is a CMB credit card, please repay it in full and on time. First of all, overdue will produce bad credit records, which will affect your personal credit and future credit business, such as loans; Secondly, overdue repayment will generate interest and late fees; Finally, the Bank reserves the right to investigate if it is not likely to violate the criminal law for a long time.