For example, if an online fraudster turns his dead money into cash and is cheated, will the banker send a text message?

First, time deposits are converted into demand deposits. I need to bring my ID card, bank card or passbook and deposit certificate to the counter of the bank branch to find a staff member to handle it; Or log in to online banking or mobile banking directly. Some banks can directly conduct regular demand conversion operations on online banking and mobile banking. In other words, you can only operate it yourself. If you have converted it into a current deposit, you will be cheated. Only by turning on the SMS notification will you receive the transaction reminder. Otherwise, if you are still a time deposit, you won't be cheated, because time deposits can't be used for online payment. That's all I know.