Compliance work experience: 4 articles

As the saying goes: Fight for your dreams and live a full day. Unconsciously, the work will be successfully completed. In order to express your inner thoughts and let yourself know more about yourself, you can prepare to write a personal experience seriously. What should I pay attention to when writing my personal experience? After careful arrangement, I put forward the experience of compliance work, hoping to help your study.

Compliance experience Article 1 Since the Head Office carried out the comprehensive evaluation of internal control in xx, the Bank has attached great importance to internal control management and regarded it as an important work. Under the premise of strictly implementing the systems and measures of the superior bank, we made efforts to improve and refine the internal control management system according to the actual situation of the branch, and made detailed work on various internal control management. In order to achieve business objectives, maintain property integrity, ensure the accuracy of accounting information and the legitimacy of financial revenue and expenditure, enable decision makers to implement business policies and decisions smoothly, and improve work efficiency and economic benefits. Adhering to the business strategy of paying equal attention to business development and internal control management, the Bank has played an active role in standardizing operational procedures and reducing financial risks.

The internal control management of the whole bank is now reported as follows:

I. Basic information on internal control management The sub-branch has seven functional departments, namely, office, personnel supervision department, planning and credit department, market customer department, financial accounting department, international business department and compliance department, 1 trade union office and 1 party committee office. It has jurisdiction over eleven business organizations, including business department, sub-branch, sub-branch, sub-branch, sub-branch, sub-branch, sub-branch, sub-branch, sub-branch and six savings offices. By the end of 10, the Bank had employees, including long-term contract workers and short-term contract workers. In terms of institutional setup, functional departments are horizontally and parallelly restricted, front-office and back-office business are separated, personnel and responsibilities are clearly defined in post allocation, documents are issued in time in system construction, and learning is put in place. In system implementation, standardized operation is strictly required to reduce operational risks, and self-discipline supervision and re-supervision are strengthened in system guarantee to protect internal control management. Generally speaking, the Bank's internal control management is focused on by the leaders, organized and implemented, with clear responsibilities, interlocking three lines of defense, and continuously enhanced risk prevention capabilities.

Two. Main measures, effects and achievements of internal control management in that year In order to ensure the good operation of internal control management throughout the Bank, this year, the Bank adopted the following measures in internal control management:

1. Leaders attach great importance to it and organize its implementation. Since xx years, the leaders of this bank have always attached great importance to the internal control work of branches, and regarded strengthening internal control work as an important means to improve management level, standardize business operations and improve the overall quality of employees of the bank, ensuring that ideological understanding, work measures are in place, organizational system is sound, and punishment and rectification efforts are intensified. The Bank has set up an independent audit department, and the internal control work is led by the audit department. This year, * * * organized on-site audit, the number of participants. Since the beginning of this year, according to the requirements of the president's office meeting, the work plan has been formulated, and the important post responsibilities in the audit of livestock storage, savings offices, savings offices and sub-branches have been delegated to individuals. The staff of the Audit Department of the branch conducted an extended inspection of the problems found in the supervision, established a problem rectification account, and supervised the self-examination and self-correction of internal control evaluation.

2 timely convey the new policies, new systems and new measures of the CBRC, the People's Bank of China and the superior bank. According to statistics, by the end of September, * * * had forwarded more than ten business documents of internal and external superior banks to branches at the same level, and forwarded many business documents of internal and external superior banks to business institutions. After receiving the documents, employees were organized to study in time, which strengthened their familiarity with national financial policies, systems and methods, and standardized business operation procedures.

3. According to the actual situation of the bank, constantly improve various effective rules and regulations. According to the spirit of the document of the superior bank, our behavior further penetrated into the specific business development and internal control management. This year, the Sub-branch issued various system support and business documents, newly established and adjusted the review committee, committee, leading group and leading group, issued the annual business target assessment method, the internal comprehensive management assessment method of the main person in charge of the Division, the salary distribution method and the work quality assessment method, and revised the post responsibilities of the functional departments of the Sub-branch. The promulgation of regulations and measures provides an effective institutional guarantee for internal control management from the aspects of organization and responsibility.

4. Attach great importance to the existing problems, clearly implement the responsibility for rectification, and do a good job in rectification. The rectification work is led by the Compliance Department of the sub-branch and supervised by the competent business department, and the units with problems implement rectification. The Compliance Department establishes a bank-wide rectification ledger, registers all kinds of internal and external inspection problems and rectification results of the superior bank this year one by one, and sends a notice to the competent business department to monitor the rectification of each unit throughout the process. The competent business department shall establish a systematic rectification ledger for the problems existing in various internal and external inspections and quarterly self-discipline supervision of the superior bank, and carry out rectification at the grass-roots level according to the notice, identify the person in charge of the unit with problems, and adhere to the principle of "whoever handles the rectification will not rectify". Through measures such as responsibility in place and vertical and horizontal integration, except for objective reasons, it is really difficult to rectify, so that rectification does not leave a dead end and does not go too far.

5. Self-discipline procedures have been gradually standardized, and penalties have been significantly increased. In xx month, the sub-branch severely punished the relevant personnel who violated the basic accounting business operation and system according to the Measures for Handling Bank Employees' Violation of Rules and Discipline and the Measures for Punishing Audit, and * * * punished xx people for xx times, with the amount of xx yuan.

6. Actively organize employee training to improve employees' awareness of standardized operation.

Compliance work experience The initial compliance of Part 2 made me realize that the industry can still be so standardized. Through compliance, I have a general understanding of the company. Learning compliance makes me feel the colorful prospects of P2P industry.

As the saying goes, "Fiona Fang can't be made without rules", but for a responsible enterprise, it should have its own rules-point out the direction for employees and plan a blue sky for their future. I am glad to have entered an enterprise that is willing to be responsible for the future of employees. Fortunately, I can personally participate in this compliance activity on behalf of Quanzhou Sub-center.

When I attended the compliance training for the first time, I learned that the nature of the company I was engaged in was unclear, but the compliance manual in the training course clearly stated that we were not a group company, a listed company or a financial company. I was puzzled. Subsequently, the training teacher introduced the nature of each enterprise and the corresponding qualifications in detail. Unfortunately, when I look forward according to the description of the training teacher, I understand the social attraction of the above-mentioned enterprise nature, but now we in Heng Chang seem to be penniless.

However, with the continuous study of compliance, I suddenly realized that although we don't have a particularly dazzling aura now, we are so sincere, which also shows that Heng Chang will not deliberately cover up its shortcomings for the sake of temporary glory. Imagine that a company can be so straightforward and so frankly "belittle" its identity in the training stage of newcomers, which shows how responsible it is to its employees and customers. Perhaps we Chang Heng people didn't decorate our authority with euphemistic words at this stage, but set a right path for customers and employees through iron-clad compliance, which showed Chang Heng people's silent oath to stand on the P2P industry. Just like the constant people I know, simplicity, clarity, enthusiasm and hard work are also verifying our declaration "Continue to go far and prosper China".

There is always an unexpected gap between ideal and reality, or this sentence is most suitable for my first practice. When I first joined the exhibition industry, I once wavered in my original choice in the face of the strange eyes of passers-by. But with the encouragement of the team leader and other colleagues, I chose to stay and stick to it. It was not until I signed the contract for the first time that I understood the true meaning of Heng Chang's compliance regulations, that is, "to provide timely and high-quality help to customers who really need services".

Recall that when the first signing was completed, the customer was sent to the elevator, and the customer turned around and said "thank you". At this moment, the customer's eyes are so relaxed that it seems completely different from the previous anxiety. I suddenly realized that my job may not only be for salary, but also a greater sense of accomplishment is to help those compatriots who are in urgent need of help but have almost no door. Although we have not selflessly helped those compatriots who are in financial difficulties, we have made use of our delicate social foundation in Heng Chang to fulfill some social responsibilities that cannot be accomplished across society. We don't have the art of bringing the dead back to life in Heng Chang, but we caught those who were wandering on the edge of the cliff because of temporary difficulties. After signing the contract, the customer's eyes made me feel that the hard work was worthwhile.

The post-80s and post-90s are gradually supporting our social subjects, and at the same time, they are accompanied by the comprehensive popularization of information technology. A remarkable feature of the popularization of information technology is the direct "face-to-face" comparison between industries and between industries. In the face of such a simple and extremely complicated social environment, only by being more compliant can we win more customers' hearts, and only by being more professional can we stand at the forefront of informatization with an elegant attitude.

Compliance is not only a norm lying on paper, but also a charter that needs to be printed in everyone's mind in Heng Chang, because it is not only a protection for our practitioners, but also a source of trust for customers in Heng Chang.

Chapter III Compliance Work Experience Since 20xx, the Bank has adhered to strict management and attached great importance to internal control management and internal control work. On the premise of strictly implementing the systems and measures of the superior bank, and in combination with the actual situation of the * * branch, we will strive to improve and refine the internal control management system and do a good job in internal control. In order to achieve business objectives, the Bank adhered to the business strategy of combining business development with internal control management, and played a role in standardizing operational procedures and preventing risks. The basic situation of internal control management of the Bank is now reported as follows:

First, strengthen the systematic combing and learning.

Since the beginning of this year, the bank has sorted out the rules and regulations of various lines, carefully organized and guided relevant policies in view of the changes in new documents, and always implemented the latest system requirements and regulations in actual business operations and operations to ensure that the relevant business operations of the bank are in compliance with laws and regulations. In April this year, according to the contents of the education month activities of sub-branches, the Bank comprehensively and thoroughly carried out Ten Prohibitions for Tellers and Responsible Persons in Business Institutions, Professional Conduct of Employees in Banking Financial Institutions, Staff Code of Bank Co., Ltd., Measures for Dealing with Employees' Violation of Discipline, Several Provisions for Leaders of State-owned Enterprises, Several Guidelines for Leading Cadres of the Party of China and Regulations on Inner-Party Supervision. The awareness of all employees of the Bank to abide by the rules and regulations and abide by the law has been further improved.

Two. Continue to implement personnel control measures for important positions.

In strict accordance with the requirements of relevant systems, the Bank has identified incompatible positions and businesses in business links such as the use of teller number, account opening, seal inspection, business seal keeping, reconciliation, bill exchange, and authorization confirmation of large-sum fund receipt and payment. Resolutely put an end to the occurrence of problems such as string posts, mixed posts or illegal post filling and part-time jobs. At the same time, the bank has implemented rotation and compulsory leave system for personnel in important positions as required. At present, it has completed rotation of 3 people and compulsory leave of 3 people.

III. Insist on controlling important operational links and high-risk businesses.

The Bank shall check the implementation of the Double Ten Prohibition at least once a month; Check the accounts and accounts of cash, important blank vouchers and precious metals at least once a month; Check account opening, loss reporting, account freezing, large deposit and withdrawal and transfer, customer's reserved seal, business seal and teller's private seal at least once every quarter; At least once a quarter, take the initiative to understand the reconciliation of key customers of the Bank.

Fourth, actively carry out risk investigation this year.

According to the latest documents of provincial banks and sub-branches this year, carry out risk investigation, further strengthen the management of all business links, standardize daily operations, and enhance employees' compliance and risk awareness.

(1) company line

According to the "Provisions on Defining the Management Requirements for the Verification and Authorization Registration System of RMB Large-value Transactions"? According to the requirements of the documents, the Bank once again conducted self-examination and standardization on the verification standards, inspectors, verification methods, registration and other aspects of large-value transactions to ensure the legal compliance of the implementation of this business operation of the Bank.

(2) A gold bar line

1. Further standardize the inquiry and access of personal customer information of the Bank according to the requirements of the Notice on the Administrative Measures for Sending Personal Customer Information of * * Bank Co., Ltd. (version 20xx), and do a good job in keeping personal customer information confidential.

2. According to the requirements of the Notice on Issuing the Risk Investigation Scheme of Personal Financial Services for Employees of * * Sub-branches, the Bank conducted a comprehensive and one-by-one self-examination of personal financial products handled by employees through the personal financial sales system from August 20xx to March 20xx, focusing on checking whether employees handled personal financial services by taking advantage of their work. After self-examination, our wealth management business is compliant, and there is no such situation.

(iii) Supervision and legal compliance

1. In accordance with the requirements of the Notice on Risk Tips for Bank Employees' Disclosure of Customer Information, the Bank has earnestly done a good job in ideological education and management of employees, and intensified the confidentiality training of employees.

2. According to the requirements of the Notice on Strengthening Risk Prevention of Employees' Self-operated Business and Transferring Customers' Funds with Personal Accounts, the Bank provided business guidance and learning to employees, cultivated a culture of operational risk management for all employees, and standardized the counter operation process.

Five, the staff thought dynamic analysis and behavior investigation system in place.

Recently, the bank organized and carried out an analysis of employees' ideological trends and behavior surveys, and grasped the ideological trends and behavior changes of each employee through observation, conversation, meeting analysis, home visits and customer return visits. At the same time, we often communicate with each employee, educate employees on "Double Ten Flags", ideology and morality, compliance management, case warning, etc., smooth communication channels, and encourage each employee to make suggestions for the compliance and internal control work of the sub-branch.

Thanks to the unremitting efforts of the leaders of the sub-branches and the employees of the whole bank, the Bank's internal control and compliance work is running well. In the future work, the Bank will continue to attach great importance to internal control and compliance as a long-term unremitting work, so that compliance and internal control can escort the business development of the Bank.

Compliance work experience Article 4 Experience of "Six Ones" activities of Agricultural Bank of China With the further development of the national economy, the financial industry is increasingly prosperous. As the main part of the financial industry, the business volume of banks is also increasing day by day, which has ushered in unprecedented opportunities. However, opportunities and risks coexist. The nature of the bank's own work and the particularity of its products and services determine its risk and standardization, which requires both managers and business personnel to strictly abide by the relevant regulations and not be negligent, otherwise the losses will be incalculable.

In order to strengthen the standardization of the behavior of managers and business personnel; But also for the long-term healthy development of Hebei Branch of Agricultural Bank of China; At the same time, in order to comply with the national wave of strengthening the construction of compliance culture-continue to promote the construction of compliance culture, effectively enhance employees' awareness of compliance, and comprehensively cultivate the compliance management concept of the whole bank; Agricultural Bank of China Hebei Branch has specially carried out the "Six Ones" activities of "xxxx compliance culture construction", that is, "learning rules, copying fines, writing experiences, organizing lectures, holding big discussions and carrying out warning education".

In this activity, the leaders carefully set up a "people-friendly" platform for our employees, opened up a "convenient" channel with their hearts, and wholeheartedly sought a "entertaining" learning method. I take advantage of these advantages, actively learn the knowledge related to compliance, cultivate the awareness of compliance management and practice the concept of compliance culture. In my spare time, I thoroughly studied the Code of Conduct for Employees of Agricultural Bank of China, Measures for Handling Employees of Agricultural Bank of China in Violation of Rules and Regulations and its amendments, Provisions for Handling Audit Punishment of Agricultural Bank of China and Several Provisions on Prohibiting Employees' Behavior of Agricultural Bank of China, and based on this, I standardized my daily work and guided my work. In this process, I use theory to guide practice, and use practice to verify theory, which truly combines theory with practice, which is conducive to deepening theoretical memory and improving practice implementation.

In addition to simple memory, I also carefully copied the forbidden items and compliance requirements corresponding to the post. Although it was an arduous and huge project, I finished the task carefully. At first, I thought that boring work had made me gain a lot. I further comprehensively and profoundly remembered the basic code of conduct as an employee of the Agricultural Bank of China, made clear the basic requirements of my business field, and became familiar with the manifestations and punishment provisions of violations. And all this is the basis for me to do my job well and provide customers with payment, restraint and protection.

After a long period of study, I personally think that the study of compliance culture is important, but it is more important to cultivate compliance awareness. Although the compliance culture of banks is the definition of how banks can avoid such risks according to the compliance risks stipulated in the Basel Accord, I personally think that the source of our life needs compliance awareness, from a country to a society to a family. For example, not running traffic lights, not smoking in public places, disgruntled abuse of others, and supporting the elderly are all compliance behaviors, all of which need the guidance of compliance awareness.

Finally, I would like to thank the Agricultural Bank of China Hebei Branch for giving us this opportunity to study and the leaders for providing us with various conveniences. I will definitely strengthen my study, further improve my professional quality, and live up to the training of the organization and leadership.