Does ICBC need a bank card to open SMS transfer?

China Industrial and Commercial Bank SMS transfer remittance process is as follows:

1, sign a short message at ICBC, and then tell the teller of ICBC to activate the SMS transfer function.

2. At the same time, add the opposite account information to be transferred to the system. If you don't add it, that is, if you don't join the account, you can't transfer it.

3. After that, you can transfer money quickly by sending a short message. SMS transfer supports inter-bank transfer. The transfer amount may be less than 200,000.