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How to deal with veterans' medical insurance?

1. How is the medical insurance for retired military personnel stipulated?

With the approval of the State Council and the Central Military Commission, the General Office of the State Council and the General Office of the Central Military Commission issued the Interim Measures for Medical Insurance for Retired Soldiers (Guo Ban Fa [1999] 100), which stipulates:

(1) The state implements a medical insurance system for retired military personnel, establishes a medical insurance fund for retired military personnel, and subsidizes the medical expenses of retired military personnel. The People's Liberation Army of China established a personal account for retired military medical insurance in accordance with the relevant provisions of the state.

(II) Officers in active service below division level, civilian cadres below bureau level and professional level 4, non-commissioned officers, conscripts and students with military status shall participate in medical insurance for retired military personnel in accordance with these measures.

(three) logistics (logistics) organs at all levels shall be responsible for the establishment of individual accounts for medical insurance for retired military personnel and the collection, management and payment of funds in accordance with the division of responsibilities.

(four) the labor and social security department of the people's government in the basic medical insurance area for urban workers is responsible for the management of medical insurance for retired military personnel.

2. How to raise the medical insurance fund for veterans?

The Interim Measures for Military Retired Medical Insurance stipulates that the military retired medical insurance fund consists of state financial allocation and retired medical insurance premiums paid by military personnel.

Officers in active service below the division level, civilian cadres and noncommissioned officers below the bureau level, and professional and technical level IV, each person shall pay the retirement medical insurance premium at the rate of 1% of his salary every month. The state gives medical assistance to retired soldiers according to the same amount of medical insurance premiums paid by them.

3. How to establish a personal account for military retired medical insurance?

The document "Interim Measures for Military Retired Medical Insurance" stipulates that the retired medical insurance premiums paid by military personnel and the retired medical subsidies granted by the state shall be included in the personal account of retired medical insurance by the financial department of the logistics (joint logistics) organ of the unit. The interest on the funds in the personal account of military retired medical insurance is calculated once a year and included in the personal account of military retired medical insurance. The interest rate of individual account funds for medical insurance for retired military personnel is determined by the General Logistics Department of China People's Liberation Army according to the corresponding interest rate published by the People's Bank of China.

4. How to deal with the medical insurance premium for military promotion or military leave?

The Interim Measures for Retired Military Medical Insurance stipulates that officers and civilian cadres who are promoted to military posts or enjoy military treatment will no longer pay retired medical insurance premiums, and the retired medical insurance premiums paid by individuals will be returned to them together with interest.

Disabled revolutionary servicemen who are disabled after paying the retirement medical insurance premium shall be refunded the retirement medical insurance premium and interest paid by themselves.

5. How to apply for medical insurance for people below the division level?

The Interim Measures for Medical Insurance for Retired Military Personnel stipulates that when an active officer below the division level, a civilian cadre below the bureau level, or a non-commissioned officer below the professional and technical level retires from active service, the funds and interest in his personal account for retired medical insurance shall be settled by the financial department of the logistics (joint logistics) organ of his unit.

After a soldier retires from active service, if he fails to participate in the basic medical insurance for urban workers in accordance with the provisions of the state, the financial department of the logistics (joint logistics) organ of the unit where the soldier belongs will issue him retired medical insurance money; In accordance with the provisions of the state should participate in the basic medical insurance for urban workers, the financial department of the logistics (joint logistics) organs of military units will transfer the medical insurance for retired soldiers to the social insurance institutions for military resettlement, and the specific measures will be formulated by the General Logistics Department of China People's Liberation Army in conjunction with the Ministry of Labor and Social Security and other relevant departments.

6. How to deal with the medical insurance for conscripts and students?

The Interim Measures for Military Retired Medical Insurance stipulates that conscripts and supply students do not pay retired medical insurance premiums, and no personal accounts for retired medical insurance are established during their service.

When a conscript retires from active service, he shall pay medical insurance for retired military personnel according to the calculation formula of multiplying the average wage income of urban workers in the previous year by the length of service.

7. How to connect the personal accounts of medical insurance before and after enlistment?

The Interim Measures for Medical Insurance for Retired Military Personnel stipulates that when officers, civilian cadres and noncommissioned officers directly recruited from local areas join the army, the local social insurance agency will transfer the balance of their personal accounts of basic medical insurance to the financial department of the logistics (joint logistics) organ of the receiving unit, count it into their personal accounts of retired medical insurance, and hand it over to the General Logistics Department of China People's Liberation Army step by step.

8. When officers, civilian cadres and noncommissioned officers retire from active service, how to transfer personal accounts of military retired medical insurance?

According to Article 1 of the Notice of the General Logistics Department and the Ministry of Labor and Social Security on the Measures for the Transfer of Personal Accounts of Military Medical Insurance ([2000] Hou Cai ZiNo. 184), when officers, civilian cadres and non-commissioned officers retire from active service, if the basic medical insurance system for urban workers has been implemented in the receiving and resettlement areas, the logistics and financial departments of their units shall fill in the transfer vouchers of personal accounts of retired military medical insurance.

9. How to transfer the personal account of military retired medical insurance when the conscripts who join the army in cities and towns retire from active service?

Article 2 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance stipulates that when conscripts enlisted in cities and towns are discharged from active service, their work units have been clearly defined in the receiving and resettlement areas, the logistics and financial departments of their units shall fill out the Certificate for the Transfer of Medical Insurance Benefits for Retired Conscripts and hand it over to them, and timely remit their retired medical insurance benefits from the bank to the social insurance agencies in the receiving and resettlement areas.

10. how to continue the medical insurance personal account after the soldiers leave active service?

Article 3 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance stipulates that, after an active serviceman retires from active service, he/she shall hand over the transfer voucher of personal accounts of retired military medical insurance or retired compulsory medical insurance to the receiving unit, and the receiving unit shall handle the settlement procedures of personal accounts of basic medical insurance for urban workers.

At the same time, Article 4 stipulates that the social insurance agency in the receiving and resettlement area shall, within 20 days after receiving the transfer certificate provided by the receiving unit or individual retired soldiers, establish (or renew) the individual account of basic medical insurance for retired soldiers in accordance with the relevant provisions on the management of basic medical insurance for urban workers.

1 1. How to deal with the medical insurance personal account of ex-servicemen who have not participated in the basic medical insurance for urban workers?

According to Article 13 of the Interim Measures for the Medical Insurance of Retired Military Personnel and Article 5 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance, if a soldier retires from active service and does not participate in the basic medical insurance for urban workers in accordance with state regulations, the logistics finance department of the unit where he works shall fill out the Payment Form for Retired Military Officers, Civilian Cadres and Non-commissioned Officers or the Payment Form for Medical Insurance for Retired Military Personnel. Send personal account funds to individuals.

12. How can military officers, civilian cadres and non-commissioned officers directly recruited from local areas transfer their personal accounts for basic medical insurance?

Article 6 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance stipulates that for officers, civilian cadres and noncommissioned officers directly recruited from local areas who participated in the basic medical insurance for urban workers before enlisting, the social insurance agency in the place where they enlisted shall provide the financial department of the military logistics department with the transfer certificate of personal accounts of basic medical insurance in accordance with relevant regulations, and remit the balance of personal accounts of basic medical insurance to the logistics financial department of the army where the conscripts arrive through the bank.

Article 7 stipulates that the military logistics financial department shall, after receiving the transfer vouchers of personal accounts of basic medical insurance for officers, civilian cadres and noncommissioned officers directly recruited by the local authorities, establish personal accounts of medical insurance for retired military personnel within 15 days, and hand over the transferred personal accounts of basic medical insurance to the Military Insurance Fund Management Center of the General Logistics Department of China People's Liberation Army step by step.

13. conscripts have participated in urban medical insurance before joining the army. How to connect the personal accounts of military medical insurance after retirement?

Article 8 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance stipulates that if a conscript participates in the basic medical insurance for urban workers before enlisting, his personal account shall be sealed by the local social insurance agency when enlisting. After returning to the original enlistment area for employment, the local social insurance agency will unseal the personal account; In case of resettlement in different places, the social insurance agency in the receiving place shall notify the social insurance agency in the original place of enlistment to handle the personal account transfer procedures. Those who are promoted to officers, civilian cadres and selected non-commissioned officers shall be notified by the logistics and financial departments of their units to go through the formalities of personal account transfer at the social insurance agency in the place where they join the army.

14. Can the length of service of military personnel be used as the payment period of basic medical insurance for urban workers?

Article 9 of the Notice on the Measures for the Transfer of Personal Accounts of Military Medical Insurance stipulates that the length of service of military personnel shall be regarded as the payment period of basic medical insurance for urban employees.

15. What about the personal accounts of those soldiers who died or died?

Article 15 of the Interim Measures for Retired Military Medical Insurance stipulates that if a soldier dies or dies of illness, the funds in his personal account of retired medical insurance can be inherited according to law.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.