Someone else transferred you 20 thousand yuan by mistake and sent a message saying there was a mistake. What should you do at this time?

There will be no pie in the sky, and there will be a pit under it. Especially when it comes to money, be careful! Don't be led by the nose until you know the situation clearly.

We all have experience in transferring money. We must fill in the other party's name, account number and bank name. If any information is wrong, it is impossible to transfer money successfully. She said it was transferred to you by mistake, and the probability is very small. This statement itself is untenable.

What's more strange is that even if he mistakenly transferred 20 thousand to you, he usually went to the bank at the first time instead of calling you directly. How did he get your phone number?

Another possibility is that your acquaintances or friends stole your bank card and ID card information, and used your bank card to handle online loans or engage in illegal activities such as money laundering.

Now online fraud and telephone fraud are hard to prevent. Once you get a call in this regard, don't worry, find out the facts before taking action.

1. First, check the transfer information and get the detailed information of the other party, including name, account number, transfer type, comments, etc. Is it a personal loss or a company loss? At the same time, you can call the bank to understand the specific situation and ask them for specific countermeasures.

Step 2 call the police. This kind of thing happens to the police, and he can help you deal with it quickly.

There used to be a famous scam, which used the function of "delaying the arrival of accounts" to defraud good people of their money.

The specific method is to transfer money to a stranger, check the "deferred account" option, and then contact the payee, saying that it was accidentally transferred by mistake and asking for a transfer.

Delayed arrival means that the money does not arrive immediately and can be withdrawn within 24 hours (or other designated time).

In most cases, the victim mistakenly thinks that the other party has accidentally transferred the wrong account and will transfer the money received back without thinking. After receiving the remittance, the swindler will immediately cancel the deferred payment, and then the money will return to its original appearance, and the money returned by the victim will become a meat bun to beat the dog, and it will never come back.

So be careful about strange calls. The best way is not to answer them. If you answer, don't disclose any personal information to the other party and don't follow the instructions of the other party.