I didn't borrow money but received a repayment notice text message.

First, it may be that someone else filled in the wrong phone number when handling the installment and wrote it as your phone number.

Secondly, someone may use your identity information to handle temporary storage.

Anyway, you'd better call Baiqian customer service as soon as possible to confirm. In the first case, just make it clear to them. If it is the second case, call the police as soon as possible.

First, online lending.

P2p online lending is the abbreviation of peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. [ 1]

From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.

Second, information leakage.

With the popularity of Internet applications and people's dependence on the Internet, the security problem of the Internet has become increasingly prominent. Malicious programs, all kinds of phishing and fraud continue to grow at a high speed. At the same time, hacker attacks and large-scale theft of personal information technology occur frequently. With the rapid increase of various cyber attacks, a large number of netizens' personal information is being stolen by technology, and property losses are increasing.

At present, the "black hole door" of information security has reached an alarming level. Website attacks and technology theft are developing in the direction of batch and scale, and users' privacy and rights are infringed. In particular, some important data even flows to other countries, not only individuals and enterprises, and the threat of information security has risen to the level of national security.

The data collected from a vulnerability response platform shows that the known vulnerabilities of the platform can lead to the disclosure of 2.36 billion pieces of private information, including personal privacy information, account passwords, bank card information, trade secret information and so on. The main sources that lead to a lot of data leakage are: Internet websites, games and government systems that input a lot of identity information. According to public information, since 20 1 1, the private information of165438+27 million users has been leaked.

"These data mean that almost everyone who goes online may have their own information stolen or even used unconsciously."