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What is a large deposit?
It is estimated that the postal savings bank’s annual interest rate for large-denomination certificates of deposit will be 2.35 in 2023. The regular one-year interest rate for large-denomination certificates of deposit of the Postal Savings Bank of China in 2023 will be 2.35. The interest received after depositing 1 million for one year will be 23,500 yuan. , the three-year regular interest rate is 3.15. The minimum deposit amount requirements for large-denomination certificates of deposit of different banks are also inconsistent. According to the requirements, the minimum deposit amount of Postal Bank's large-denomination certificates of deposit is 200,000, 300,000 and 500,000 respectively. Users can choose large deposit certificate products based on their personal circumstances.
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