Is it true that Bai Hua sent a text message several months overdue saying that he would sue?

Legal analysis: Failure to send flowers may lead to prosecution. But before that, there is a complete collection process waiting for you. Alipay will call you if you don't repay the money after receiving the text message. If various ways of collection are unsuccessful, you will choose legal procedures to solve it.

Whether it is borrowing flowers, online loans or credit cards, as long as it is overdue, the most intuitive consequence is to face a high penalty interest. At present, the penalty interest of Huabai is charged at 0.05% of the arrears on a daily basis. Secondly, all overdue loan products in Alipay will affect our sesame score and even other functions of Ali. Long-term large arrears will also face the risk of being sued for malicious overdue. If you really have no money to repay, you can contact customer service for negotiation or apply for installment repayment.

Moreover, there is no minimum amount in civil litigation, so even if you owe one yuan, you can sue and the court must accept it. People who owe money should not get away with not being prosecuted. After being sued by the court, if the borrower repays the debt within the repayment period decided by the court, the case will be closed; If the borrower still fails to repay the arrears within the repayment period stipulated by the court, Alipay can apply to the court for enforcement after the judgment takes effect. In the process of execution, the applicant will provide the court with the executable property clues of the respondent, such as real estate, vehicles, bank deposits, stocks, creditor's rights, real estate and other property clues, and will also inquire, freeze and deduct the bank deposits of the respondent, vehicles registered by the vehicle management office and real estate information registered by the housing management bureau according to law. In the process of implementation, the judgment debt will be repaid through various channels.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 2 The task of People's Republic of China (PRC)'s Civil Procedure Law is to protect the litigants from exercising their litigation rights, ensure that the people's courts find out the facts, distinguish right from wrong, correctly apply the law, hear civil cases in time, confirm the relationship between civil rights and obligations, punish civil violations, protect the legitimate rights and interests of the litigants, educate citizens to consciously abide by the law, maintain social and economic order, and ensure the smooth progress of socialist construction.

Article 3 The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and among them because of property relations and personal relations.