How to cut off the credit card

How to cut the magnetic stripe information of credit card

After the account is cancelled, your credit card will receive a message like this:

Your credit card has been closed. If the processing is unsuccessful, we will contact you on our own initiative. At the same time, please cooperate with the card cutting angle to destroy the magnetic stripe or chip.

This short message tells you that your credit card has been successfully cancelled, but because your personal information is still on the credit card, in order to prevent your information from being stolen, you need to destroy the cancelled credit card, commonly known as card cutting. How to cut the card is actually very simple:

Magnetic stripe card:

For magnetic stripe cards, the magnetic stripe stores complete personal information, so it is appropriate to cut the magnetic stripe.

Chip card:

As for the chip card, the chip contains complete personal information, so it is appropriate to cut the chip.

Compared with the magnetic stripe card, the chip card is relatively safer and not easy to be stolen. It is recommended to use the chip card now.

When cutting the card, aim directly at the information storage point and cut it directly. In this era of big data, our personal information is very important. Everyone should try their best to protect their personal information to avoid a lot of harassment.

How to cut a special-shaped credit card

Align the chip and cut it. Special-shaped cards are non-international standard cards tailored to individual needs. This kind of credit card can be built with various chips, chip cards and chips to keep complete personal information. If you want to destroy them, you need to cut them open. The thickness of the card holder is 0.3mm, 0.5mm, 0.6mm and 0.76mm, and the size of the card is also different from that of the conventional card. Personalized patterns or commemorative pictures are used on the card cover.

How to destroy expired credit cards? It only takes two steps to get it easily!

Many people know that credit cards have an expiration date, and they can't be used after the expiration date, but in this case, they just can't use cards, and credit card accounts still exist. To this end, if you don't continue to use the card, it is best to destroy the expired credit card. So, how to destroy expired credit cards? Let's have a look.

The destruction of expired credit cards is divided into two steps: first, cancel the credit card account, and then deal with the invalid credit card.

Let's take a look at how to cancel expired credit cards.

The cancellation process of expired credit cards is the same as that of ordinary credit cards. You can take your credit card and ID card to the counter outlets for cancellation, or you can call for cancellation. It should be noted that credit card cancellation accounts are divided into card cancellation accounts and account cancellation accounts. If there is no other peer credit card in the name, then it is ok to close the account. If you just want to simply cancel your credit card, you can choose to cancel it.

The bank will keep you waiting for 45 days after accepting your application for account cancellation. If there is no credit or debt during the period, the cancellation can be successful. It is suggested that you can call the issuing bank on the 46th day to check the cancellation of the credit card to see if it has been successfully cancelled.

After the cancellation is successful, the invalid card will be processed.

Although the credit card has been cancelled, the relevant information of the credit card still remains on the magnetic stripe of the card, so the last step must be to dispose of the invalid credit card.

The treatment method is simple. Just cut the card with scissors. The more broken the better, so that the cards can't be put together again. Then the information is less likely to be leaked and relatively safer.

The above is an introduction to how to destroy expired credit cards. The above-mentioned expired credit card destruction is only aimed at the situation that the card is no longer used. If the card is used continuously, the bank will issue a new card after the credit card expires, and there is no need to cancel it, but the old card can be cut and disposed of.

That's all about how to cut off the credit card.