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What is the invalid credit card prompt?

I. Savings card:

1. If it is invalid due to long-term non-use, you can use this card for transaction recovery;

2. If the card is invalid due to damage, you need to bring your ID card to the bank outlet to reissue a new card, and the bank will transfer the balance in the invalid card to a new card.

Second, the credit card:

1. If the card is invalid due to overdue, you need to pay off the arrears first, and then call the bank credit card customer service to apply for restoring the credit card;

2. If the failure is because the bank suspects cashing out, you need to provide proof that it is not cashing out, otherwise it will be difficult to recover;

3. If the card is damaged and invalid, you need to call the bank credit card customer service to apply for card replacement, or go to the outlet to apply for card replacement.

Extended data

The advantages of credit cards are as follows:

1, there is no deposit for overdraft consumption, and you can enjoy an interest-free period of 20-56 days. Repayment can be made on time without any charge (most banks will charge 0.05% interest and 2% handling fee on the day of withdrawal, while ICBC will charge no handling fee but interest).

2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

3. Special merchants who hold cards in banks can enjoy preferential treatment.

4. National access is barrier-free, and you can withdraw money or spend money on ATMs and POS machines with UnionPay logo.

5, credit card consumption, some credit cards get existing points, all kinds of discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card.

6. Unique supplementary card function, suitable for husband and wife to jointly manage their finances or master their children's financial expenses.

7. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

8400 telephone or 5-digit short number with prefix 9 provides 24-hour service, and loss reporting takes effect immediately, with zero card loss risk.

9. Use the third-party platform for business cooperation and provide preferential services for cardholders.

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