Apply for a lightning loan suddenly, not by SMS.

Does the subject want to ask "why did the lightning loan application suddenly come, and there was no SMS notification?" The credit evaluation is unqualified, and the income or debt ratio does not meet the requirements.

1. Unqualified credit evaluation: banks or financial institutions will evaluate the applicant's credit records and personal credit records, and find bad credit records, payment problems or other unfavorable factors, which will lead to the rejection of the application.

2. The ratio of income or debt does not meet the requirements: the loan needs a stable source of income, and the borrower's debt level should not be too high. Insufficient income or excessive debt will lead to rejection of the application.